Category: No Pay No Play

Preparing for Your Teen to Get a Driver’s License

5/22/2023

That their child is growing up fills parents with a mixture of pride and trepidation. True, having an extra driver in the home helps when it comes to extracurricular activities and quick trips to the grocery store, but the worry and fear of them on the road are real.

So, what are some things parents can do to prepare for their teen getting a driver's license?

Why it’s Important to List your Teen Driver on Your Auto Policy

12/6/2017

Image by OpenClipart-Vectors from Pixabay

Earlier this year we did a post on Three Things young people should take care of to help life in the ‘real’ world be less stressful. Today we’re discussing why it is important to list your teenage driver on your auto policy as soon as they get a permit.

Understanding “Full Coverage” Auto Insurance

7/20/2017

Most states require liability insurance on automobiles and other vehicles registered for highway or “on road” use. Financial institutions usually require Comprehensive and Collision insurance to protect their interest in a vehicle. These three coverages are what many consider “full coverage.” However, in the insurance industry, “full coverage” means a whole lot more.

In this post we’ll discuss what “full coverage” auto insurance entails.

Is Your Motorcycle Properly Insured?

5/31/2017

The lure of the open road, wind in your hair and on your face. Your view unimpeded by glass and metal, body unencumbered by safety belts. The option of huge savings on gasoline, oil, tires and upkeep.

These are a few reasons why people choose to purchase a motorcycle.

Using Your Personal Auto as a Taxi or Hotshot Service

5/25/2017

We keep seeing commercials about how you can turn your personal automobile into a part-time career as a Lyft or Uber driver. Sounds great, doesn’t it?

Everyone likes the idea of making a few extra bucks on their “off” time, but here are some Insurance Facts you need to know before you decide to venture into this type of business.

Are You Getting the Discounts You Deserve on Your Auto Policy?

4/19/2017

While interviewing a potential client and his current automobile policy, I realized many people have no idea the number of discounts available to them.

A misconception on the percentage of savings insurance companies advertise is that this discount is not based on your current rate or company (how would they know?), but on their own flat, standard rate.

That said, let’s look at some discounts available on your auto policy….

Louisiana’s “No Pay, No Play” Law

3/30/2017

Insurance companies always seem to get a bad rap when it comes to rates, but did you know that statistics show 12.6% of Louisiana drivers do not have automobile insurance?
Nine times out of ten, these are the same people who jump on the law suit wagon, demanding to be compensated for their bodily injuries and property damages to their vehicle.