 We've entered into the Holiday Season and we, here at Curtis Insurance, would like to take a moment to say how much we APPRECIATE our loyal and valued clients. You are more than a "customer" you are a friend and we honor your trust in us to fulfill your insurance needs.
Our office is closed Thursday (11/25) and Friday (11/26) in honor of Thanksgiving and we certainly wish you and your family the most Blessed of days. We will re-open normal business hours (9-5) on 11/29. Before you leave our site, please take a moment to review some of our blog posts that are extremely relevant to this time of year. Beginning with Medicare AEP and Holiday Safety Tips, we've a host of information to benefit you in so many ways. Be sure and check out our Stress Buster post. Hopefully it'll help you stay calm and serene during the hustle and bustle of the upcoming weeks. Soon we'll be entering into a brand-new year! Our article, Take Control of Your Life will give you ideas on how to start 2022 in a healthy place. Once again, Happy Thanksgiving and Thank YOU...We appreciate your patronage! Tommy Curtis and Staff Disclaimers: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency}  Medicare AEP officially began Oct. 15th and will continue through Dec. 7th. Whether you're new to Medicare or have been in the program for years, NOW is the time to review your coverage with your local agent.
PLEASE beware of Medicare Scams and folks calling to "check or review your coverage." Unless the person calling is someone you know and trust, Do NOT give your information over the phone! Most of the time these callers are telemarketers or agents out of state or out of your region and will change your coverage simply by your answers to the questions they ask. In many instances, these people have no idea, nor do they care, if your doctor or prescription medicines are in their particular network nor do they know if they are actually giving you the best benefits for your situation and budget! Be even more wary of celebrities or sports legends touting Medicare benefits on television or radio ads of which they are PAID endorsers who have no clue what they are talking about! Like the telemarketers mentioned above, the people on the other end of those "Medicare hotline" numbers have no clue nor do they care about your personal situation. Why don't they care? Because they don't know you. Here at Curtis Insurance/Curtis & Associates, we pride ourselves on excellent customer service and working with our clients to advise them on the best possible solution to their individual Medicare needs. We understand changes to Medicare can be puzzling and we're here to help clear up the confusion and aid you in fitting the pieces of your Medicare plan together in the program that benefits YOU best. So, give our Licensed and Trained Medicare agent a call today at: 337-439-7730 Until next time take care and remember ... we are here to serve you. Tommy Curtis and Staff Disclaimers:
Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency}  Friendly, personable service is a rarity these days, even in service-related businesses. This is sad when you consider how important customer service is in the overall scheme of failure or success for businesses. In this article, we’ll look at a few ways to improve people skills and increase your level of customer service.
#1: SMILE! Your expression is the first thing a client will notice even on the telephone so turn that frown upside down and put a cheerful note in your voice. Act like you’re happy to be where you are and you want to help them. Tips for Reconstructing Your Lawn After a Natural Disaster by Pamela S Thibodeaux (c) 20117/20/2021
 Image by smltd from Pixabay In the wake of natural disaster, people scramble to reclaim their lives and do their best to get back to normal. However, a minor home repair job oftentimes turns into a major overhaul. Once you repair the roof and redo two rooms, you realize that you might as well touch up the rest of the house. After completing the inside, you find that the outside begs for new paint or siding and while you're at it, you might as well revise your landscape.
Landscaping your lawn not only beautifies, but also adds depth, texture and value to your property. Here are a few ideas on creating your dream lawn.  The National Hurricane Center is considering changing Hurricane Season from June 1 to May 15th. You’ve got to be kidding me – Right!?! Let’s face it, many of us haven’t fully recovered from 2020 hurricanes and now, as if we don’t have enough to fret about, the powers that be in the Weather Center want to add 2 more weeks of hurricane worry upon us. RELAX.
Regardless of when the National Hurricane Center states hurricane season starts or ends, there is no need to panic or fear. Being prepared and having a plan, however, is imperative. We may not be able to control Mother Nature, but here are some things you can do… Have an Evacuation Plan. No matter if the storm hits east or west of us, having an evacuation plan in place helps alleviates the stress of leaving. Review Your Home or Renters and Flood Insurance Policy ahead of time. Understanding your policy coverage, deductibles and limitations makes you a responsible homeowner/renter. Take pictures or a video of your home, contents, sheds or outbuildings, and yard helps you be more organized if you have to file a claim. Include pictures of closets and drawers, dishes, pots, silverware – everything! Many folks lose out on valuable reimbursement without proper documentation of what you own – especially those who have total or near-total losses. Have items in storage? Have pictures and an inventory list of those too as a percentage of your contents coverage extends to these things. It is especially important to record any existing damage on your home! If you happen to get caught with a new claim, this will help you and your insurance company from butting heads over details between claims. Keep a travel kit ready. A single suitcase or tote or briefcase with policies (including life, health and auto), Vet Records, Kid’s immunization records, Medications and/or a list of medications (include dosage!), Allergies, legal documents that may be important if you or a family member becomes ill or dies during evacuation, etc. saves you from having to think about these things when preparing to evacuate. Find more ideas on what to bring with you or have on hand if you decide not to evacuate in this post. Other important things we learned during 2020 hurricanes can be found HERE and more tips for travelling smart are listed in THIS blog post. Hopefully we’ve provided you enough information in this and other posts to help ease the stress of travelling or evacuating. Until next time, take care and remember…. Preparation is the key to success. Tommy Curtis and Staff  We’re a quarter through 2021 – how are yo doing with your health, wealth and finance goals? Medicare Open Enrollment ended March 31st, but if you need to review your Medicare Insurance, please give us a call. As the government moves forward in loosening Covid restrictions, don’t get ahead of them and keep your perspective. We’re all ready to get back to normal (whatever that means) but there is no sense in taking unnecessary risks with your, or your loved ones’ health. Winter is losing its grip, Spring is upon us and people will be getting outside more and more. Be sure and practice fun in the sun and safety measures, especially while travelling. Review your auto insurance policy before you hit the road for that vacation and above all, enjoy yourself! Know what else comes along with Spring? Rain! And with waterways and drainage blocked from the recent hurricanes, it is always a good idea to think about adding FLOOD INSURANCE to further protect your home. Rates have changed since our post in 2017, but are still very reasonable for Zone X residents. Besides, you can’t put a price on peace of mind.
Until next time, take care and remember…. Life is too short to stress over petty stuff. Tommy Curtis and Staff Disclaimers: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency}  In our first post of this year, we talked about ways to take control of your life, one of which was taking control of your health.
Today we’re going to share a few ideas on ways to manage stress. According to The American Institute of Stress, over 100,000 people die each year due to stress related illnesses and injuries. Why are we so stressed? We’re so busy chasing things…career, new house, new car, new…bigger and better… half the time, many don’t even realize they are stressed until they’ve ended up in the doctor’s office or hospital with health problems related to their lifestyle. Add to this a global pandemic, two hurricanes and an ice storm and our friends and neighbors here in SW Louisiana are finding themselves with all sorts of stress-related symptoms. Headaches, stomach issues, insomnia, and depression are almost always connected to external circumstances. Here’s the rub: Stress is a mindset. Think this isn’t true? Just check out these stress busters and you’ll see what I mean….  Image by Plume Ploume from Pixabay We’ve made it through January and February is nearly
half over, but did you know in old Roman times, when the calendar only had 10 months, February was actually the end of the year and March the beginning? It is still unclear when that changed to twelve months with January and February beginning the calendar year, but I thought it was an interesting fact to share. Which leads up to the actual topic of this post…. Changes Curtis Insurance is making in 2021. Although we will continue to service our existing clients, Curtis Insurance will no longer sell Home or Flood insurance policies. There are many reasons for this decision, the main one being changes to our staff, two of which are in the early stages of retirement and we wish them the BEST in their endeavors. With this in mind, we no longer offer Permit or Notary Bonds either. However, we’d be honored to be your #1 choice for Auto, Recreational Vehicle and Renters Insurance and are continuing to focus on meeting the needs of our community by offering Medicare and Life Insurance through our sister company, Curtis & Associates. If we may be of service to you in any, or all of these areas, please give us a call or come by our office at 509 7th St. in Lake Charles and let us help you! Until next time take care and remember…. Change is inevitable, how you handle it is up to you. Tommy Curtis and Staff Disclaimers: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} |
Tommy Curtis
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him. Contact us Phone: 337-433-1683 Address: 509 7th Street Lake Charles, LA 70601 Office Hours: M-F 9a - 5p (CST) Follow Us
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