Spring has sprung and so much has happened lately there's no doubt change is in the air. Last week we had a full solar eclipse, a comet pass close to the earth and a crazy storm! I don't know if it was a named storm but she sure was angry as all get out - thunder and lightning, torrential rains, and tossing out tornadoes left and right. What does this have to do with Insurance? Everything! If you haven't reviewed your insurance policies wouldn't now be a good time to do so? Springtime brings people out of the house, gardening, landscaping, cleaning and otherwise beautifying their home and yard. After the wildfires of last year, please practice outdoor fire safety stay up to date on burn bans in the area. Hurricane season is fast approaching. Are you prepared? Do you know what your homeowner policy does and does not cover? What about your automobile or flood policies? Are you familiar with Binding Restrictions and when/why they go in effect? Along with longer days we have kids going to prom and school is ending soon so watch out for those young drivers! Especially those in Driver's Ed or newly licensed. AND beware of the folks using e-bikes for transportation. Kids will be kids so pay close attention in neighborhoods and country roads where they may be driving a cart or operating/riding an ATV. Boats are out and about on our local waterways. Is yours properly insured? Summer is right around the corner and with it vacation and travel plans. Is your RV, Motorhome or Camper properly insured? If you're taking a trip abroad, have you renewed your passport and/or purchased travel insurance? Are you turning 65 this summer? Have you gotten your Medicare insurance in place? Don't call the number on a television ad and be careful to avoid the Medicare scams out there. Why not, shop local and contact our experienced, knowledgeable Medicare agent? Just a few reminders of what's important over the next few months. Until next time, take care and get out and enjoy the beautiful weather as often as you can! Tommy Curtis and Staff Disclaimers:
ALL material on this blog is available for informational purposes only. Life, Health and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker. *By contacting us and providing information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans. Article © 2023 Pamela S Thibodeaux Spring is in the air and the days are getting longer, the weather milder. Along with that you’ll see children and adults outside more–playing ball, riding bikes and not always paying as close attention to their surroundings as they should. Along many highways and byways, you see “Share the Road” signs encouraging us to watch out for cyclists. With the influx of E-bikes, I dare say we’ll see a lot more bicycles on the road, so it is our responsibility to watch out for them! In this short post we’ll cover a few safety tips and how to insure your e-bike. An e-bike is a bicycle that adds an electric motor for propulsion and "pedal-assist" E-bikes are the most common. For more information on the differences in E-bikes check out this article. Simple but important bike safety rules are: *Wear a helmet *Adjust your bike to fit your body (handlebars, pedals, seat). *Wear reflective clothing if you’re riding close to (or in the) dark. *Obey traffic laws, especially those pertaining to bicycles. If you don’t know them, check with the LA Office of Motor Vehicles, State/City/Parish Police Departments or read this article and learn them. Your or the life of someone you love may depend on it! Insuring Your Bike: Electric bike/ or e-bike insurance is a policy to protect you and your e-bike in the event of an accident or a covered loss such as theft, vandalism, or damage to the bike itself. This coverage varies by carrier and is based on the type of bike. Although certain aspects of your home or renters insurance may cover your bike, it is always smart to check with your agent or company before assuming everything is covered. As one of the Lake area’s prominent carriers of Progressive Insurance, we now offer Electric/E-bike coverage. For more information give us a call at: 337-433-1683 or stop by our office during regular business hours (M-F 9-5). Until next time take care, be safe and happy cycling! Tommy Curtis and Staff Article © 2023 Pamela S Thibodeaux
We appreciate your business and look forward to serving your Auto, Recreational Vehicle. and Medicare insurance needs in 2024. Please Note: We will be closed December 25th and January 1st in honor of the holidays but will resume normal business hours (9-5) on Tuesday, December 26th and Tuesday January 2nd. It's cooling down here in SWLA and relief from 100 degrees is definitely welcome but don't be fooled. Cooler does not mean our drought is over. We are still dangerously lacking in annual rainfall and the humidity is severely low for this time of year, making fires of any sort, a hazard. In fact, the burn ban is still in effect across the entire state except for Allen and Ascension parishes! Check out last month's post for more information. One great thing about fall is the cooler temps will help us avoid hurricanes, although we still need to be aware and alert for Gulf storms. So, stay prepared! Some folks are not a fan of colder temperatures and will be using their space heaters from here on through winter. Please be aware of safety measures when it comes to heating your home. Many choose fall for their family vacations. If you're one of them, check out our travel tips and have a wonderful time! Medicare AEP is open and it's time for Medicare recipients to review their coverage. If you are in need of a local Medicare agent, give us a call. Remember, you only have until December 7th to make changes to your Medicare insurance coverage. Don't put it off until the last minute and risk losing out on benefits that may be available to you! With fall comes Halloween and then we barrel into the Holiday season. Remember, kids will be out and about more and more as the year comes to an end. Stay alert and practice safe driving and holiday safety. As we move into the last quarter of 2023, we here at Curtis Insurance know and understand the value of kindness and gratitude and we'd like to take this time to Thank YOU ALL for your patronage. We appreciate your business and ask if you are happy with our services, please consider leaving a Google review. Until next time take care and remember.... in life you receive what you give, multiplied, therefore give good things, loving thoughts, kind words and deeds. Tommy Curtis and Staff Disclaimers: ALL material on this blog is available for informational purposes only. Life, Health and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker. *By contacting us and providing information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans. Article © 2023 Pamela S Thibodeaux Although "Summer" isn't officially over until September 23rd (first day of Fall) here in SWLA and around the country many consider summer's end when school starts. That said, let's look at some things to stay aware of as we move into the end of 3rd and last quarter of 2023. School is back in session in many states and communities so slow down and pay attention to your surroundings! Too many parents live the ultimate nightmare when their child is injured or killed while on his/her way to school or sports practice. Lots of teens get a license and/or new car which means more drivers on the road, many of them inexperienced. Hurricane Season is underway and many folks are still not recovered from the natural disasters of 2020-2021. The GOOD News is that our Federal Government has implemented a grant program called "Restore Louisiana" (similar to Road Home after Hurricane Rita) and you still have time to apply! Restore Louisiana provides grant funding for home repair or reconstruction, mobile home repair or replacement, or reimbursement for repairs already completed. That their child is growing up fills parents with a mixture of pride and trepidation. True, having an extra driver in the home helps when it comes to extracurricular activities and quick trips to the grocery store, but the worry and fear of them on the road are real. So, what are some things parents can do to prepare for their teen getting a driver's license? Well, it's that time of year again.... Time to say goodbye to 2022 and hello to 2023! Medicare Annual Enrollment Period (AEP) ended on December 7th but OEP (Open enrollment period -which allows you a one-time change in your MA plan) opens January 1st through March 31st. If you're turning 65 in Jan, February or March 2023 or getting Medicare due to disability and/or Medicare & Medicaid, and you haven't already set up your Medicare Insurance plan(s) contact our Licensed Medicare Agent today. We will be closed on December 26th and January 2nd in observance of Christmas and New Year's but look forward to meeting your Auto, Recreational Vehicle and Medicare needs in 2023. Until next time.... Take care and enjoy a Happy & Blessed Holiday Season! Tommy Curtis and Staff Disclaimers: ALL material on this blog is available for informational purposes only. Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker. *By contacting us and providing information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans. |
Tommy Curtis
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him. Contact us Phone: 337-433-1683 Address: 509 7th Street Lake Charles, LA 70601 Office Hours: M-F 9a - 5p (CST) Follow Us
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