Spring is in the air and the days are getting longer, the weather milder. Along with that you’ll see children and adults outside more–playing ball, riding bikes and not always paying as close attention to their surroundings as they should. Along many highways and byways, you see “Share the Road” signs encouraging us to watch out for cyclists. With the influx of E-bikes, I dare say we’ll see a lot more bicycles on the road, so it is our responsibility to watch out for them! In this short post we’ll cover a few safety tips and how to insure your e-bike. An e-bike is a bicycle that adds an electric motor for propulsion and "pedal-assist" E-bikes are the most common. For more information on the differences in E-bikes check out this article. Simple but important bike safety rules are: *Wear a helmet *Adjust your bike to fit your body (handlebars, pedals, seat). *Wear reflective clothing if you’re riding close to (or in the) dark. *Obey traffic laws, especially those pertaining to bicycles. If you don’t know them, check with the LA Office of Motor Vehicles, State/City/Parish Police Departments or read this article and learn them. Your or the life of someone you love may depend on it! Insuring Your Bike: Electric bike/ or e-bike insurance is a policy to protect you and your e-bike in the event of an accident or a covered loss such as theft, vandalism, or damage to the bike itself. This coverage varies by carrier and is based on the type of bike. Although certain aspects of your home or renters insurance may cover your bike, it is always smart to check with your agent or company before assuming everything is covered. As one of the Lake area’s prominent carriers of Progressive Insurance, we now offer Electric/E-bike coverage. For more information give us a call at: 337-433-1683 or stop by our office during regular business hours (M-F 9-5). Until next time take care, be safe and happy cycling! Tommy Curtis and Staff Article © 2023 Pamela S Thibodeaux
We appreciate your business and look forward to serving your Auto, Recreational Vehicle. and Medicare insurance needs in 2024. Please Note: We will be closed December 25th and January 1st in honor of the holidays but will resume normal business hours (9-5) on Tuesday, December 26th and Tuesday January 2nd. It's cooling down here in SWLA and relief from 100 degrees is definitely welcome but don't be fooled. Cooler does not mean our drought is over. We are still dangerously lacking in annual rainfall and the humidity is severely low for this time of year, making fires of any sort, a hazard. In fact, the burn ban is still in effect across the entire state except for Allen and Ascension parishes! Check out last month's post for more information. One great thing about fall is the cooler temps will help us avoid hurricanes, although we still need to be aware and alert for Gulf storms. So, stay prepared! Some folks are not a fan of colder temperatures and will be using their space heaters from here on through winter. Please be aware of safety measures when it comes to heating your home. Many choose fall for their family vacations. If you're one of them, check out our travel tips and have a wonderful time! Medicare AEP is open and it's time for Medicare recipients to review their coverage. If you are in need of a local Medicare agent, give us a call. Remember, you only have until December 7th to make changes to your Medicare insurance coverage. Don't put it off until the last minute and risk losing out on benefits that may be available to you! With fall comes Halloween and then we barrel into the Holiday season. Remember, kids will be out and about more and more as the year comes to an end. Stay alert and practice safe driving and holiday safety. As we move into the last quarter of 2023, we here at Curtis Insurance know and understand the value of kindness and gratitude and we'd like to take this time to Thank YOU ALL for your patronage. We appreciate your business and ask if you are happy with our services, please consider leaving a Google review. Until next time take care and remember.... in life you receive what you give, multiplied, therefore give good things, loving thoughts, kind words and deeds. Tommy Curtis and Staff Disclaimers: ALL material on this blog is available for informational purposes only. Life, Health and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker. *By contacting us and providing information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans. Article © 2023 Pamela S Thibodeaux Although "Summer" isn't officially over until September 23rd (first day of Fall) here in SWLA and around the country many consider summer's end when school starts. That said, let's look at some things to stay aware of as we move into the end of 3rd and last quarter of 2023. School is back in session in many states and communities so slow down and pay attention to your surroundings! Too many parents live the ultimate nightmare when their child is injured or killed while on his/her way to school or sports practice. Lots of teens get a license and/or new car which means more drivers on the road, many of them inexperienced. Hurricane Season is underway and many folks are still not recovered from the natural disasters of 2020-2021. The GOOD News is that our Federal Government has implemented a grant program called "Restore Louisiana" (similar to Road Home after Hurricane Rita) and you still have time to apply! Restore Louisiana provides grant funding for home repair or reconstruction, mobile home repair or replacement, or reimbursement for repairs already completed. That their child is growing up fills parents with a mixture of pride and trepidation. True, having an extra driver in the home helps when it comes to extracurricular activities and quick trips to the grocery store, but the worry and fear of them on the road are real. So, what are some things parents can do to prepare for their teen getting a driver's license? Well, it's that time of year again.... Time to say goodbye to 2022 and hello to 2023! Medicare Annual Enrollment Period (AEP) ended on December 7th but OEP (Open enrollment period -which allows you a one-time change in your MA plan) opens January 1st through March 31st. If you're turning 65 in Jan, February or March 2023 or getting Medicare due to disability and/or Medicare & Medicaid, and you haven't already set up your Medicare Insurance plan(s) contact our Licensed Medicare Agent today. We will be closed on December 26th and January 2nd in observance of Christmas and New Year's but look forward to meeting your Auto, Recreational Vehicle and Medicare needs in 2023. Until next time.... Take care and enjoy a Happy & Blessed Holiday Season! Tommy Curtis and Staff Disclaimers: ALL material on this blog is available for informational purposes only. Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker. *By contacting us and providing information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans. Most of us grew up with spring cleaning…. that time of the year in which you spent a whole weekend cleaning walls, cabinets, drawers, etc. A weekend you’d have much rather spent doing anything else. Now, with Spring approaching, you may already be preparing your summer toys for usage. Washing and waxing boats, RV’s and Jet Skis will help protect and keep them in good condition. Be sure and change the oil, plugs and any filters too. This is important for pulling them out of storage and before putting them away for the winter. If cleanliness is next to godliness, how often should you clean various household and outdoor items? Many of us have a weekly or monthly routine where the most used and/or high traffic areas of our homes get cleaned on a regular basis. But what about those deep-cleaning things like cabinets, walls, mattresses, etc.? Let’s take a look at the different items and levels of clean. Some folks say jeans can be washed every other month or less by putting them in the freezer to kill germs, unless of course, something is spilled or splashed on them. Hmmmm, I don’t know so much about this one. Towels, washcloths, dish rags…those get washed after one or two uses. Shoes, boots, and other footwear need regular cleansing and/or polishing to maintain their look and performance. Bedding is another story altogether. Some say weekly for sheets and quarterly for comforters and pillows. I say as often as you feel the need. Most of us go to bed clean so sheets can wait a couple of weeks. Once or twice a year is good for pillows and other bedding items –vacuum & refresh your mattress too–unless you or someone you sleep with has been ill then it’s always a good thing to wash and disinfect right away. Computers, I-pads, phones, and other electronics should also be cleansed often, daily, or weekly at best. Cabinets, walls, drawers, carpets, furniture, and closets deserve a deep clean at minimum once each year, but twice is better and remember, decluttering helps you stay calm and focused, especially if you incorporate Feng Shui into the process. Oven, dishwasher, microwave, and vehicles can be on your monthly list or at the very least, quarterly. These are standard household/personal items. But what about things you don’t see or even think about daily? Dryer hose and vents, AC unit and vent covers, shower heads, stove vents & filters, windows, curtains and blinds, ceiling fans, light fixtures and lamp shades, baseboards, molding and woodwork, toasters, and other small appliances? How about on top of or behind your refrigerator and/or stove? Items such as these can be part of your annual or semi-annual cleaning sprees. Waxing your AC vents will help keep the dust from collecting on/in them between cleanings. Cleansing and repairing your window screens on a regular basis will help keep the sun shining in all the time. While you’re at it, does that house and/or patio (furniture?) need a good pressure wash? What about that shop or garage? For tips, tricks and checklists check out Pinterest. Until next time, take care and remember preventative maintenance goes a long way in your vehicles or toys maintaining their value. Oh and, while we’re talking about keeping things clean and routine maintenance, any time is a good time to review your insurance policies and be sure your recreational vehicles (boats, jet skis, camper/rv, etc.) are properly covered! Not sure? Give us a call 337-433-1683. Tommy Curtis & Staff ©2016 Pamela S Thibodeaux *previous printing Thrive Magazine 2016; Used with Permission |
Tommy Curtis
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him. Contact us Phone: 337-433-1683 Address: 509 7th Street Lake Charles, LA 70601 Office Hours: M-F 9a - 5p (CST) Follow Us
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