The federal government (the Centers for Medicare and Medicaid Services, also known as CMS) gives an annual rating to Medicare Advantage and prescription drug plans (Part D), based on categories such as: Customer service * Management of Member Complaints * Quality of care *Preventative Services * Plan Responsiveness * Managing Chronic Conditions
Plans are rated as follows….
4-star: Above Average
2-star: Below Average
In 2022 Medicare Advantage (MA) plans saw a huge boost in performance with 68% of MA-PD (Medicare Part C) plans rated 4+ Stars which is a great thing! Another thing to know is that if a plan in your area has five stars, you get a Special Election Period (SEP) to enroll in that plan.
Even though the star rating is important, it’s not the end all of your coverage. In order for the plan to be the best fit for you your doctors and hospital must be in the network (unless you’re willing to change your medical team), it includes prescription drug coverage and that your particular drugs are covered under the plan. Don’t be fooled into thinking every prescription is. Keeping these things in mind, it’s always better to work with a local agent to make sure every aspect of the plan you’re looking for meets your individual needs.
Want to know more about the 5-Star plans available in Calcasieu Parish? Give our licensed and knowledgeable agent a call: 337-310-2253
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him.
Address: 509 7th Street
Lake Charles, LA 70601
Office Hours: M-F 9a - 5p (CST)