Category: Hurricane Season

What are Binding Restrictions?

5/29/2018

If you call for a home, mobile home, or flood policy or to add comprehensive and/or collision insurance to your auto policy and are told no because the company is under binding restrictions, it may confuse or even irritate you.

What in the world are binding restrictions and why do insurance companies implement them?

Understanding Renters Insurance

8/17/2017

You’re not quite ready to buy but anxious to be out on your own, and have finally found the perfect place to rent. Your lease agreement says you must maintain ‘Renters’ or ‘Contents’ insurance. You call your agent and purchase the coverage, but don’t fully understand what you’ve got.

Renters or contents coverage offers many of the same features as home insurance. Hopefully you’ll get a better understanding of your policy from this post.

Is Your Home IBHS Fortified ™?

7/12/2017

Back in April we talked about discounts available on most Home Owner policies. One discount we didn’t mention is IBHS Fortified.

Not all companies offer this discount and frankly not many people know what exactly IBHS Fortified ™ means!

So I thought it would be a good topic to explore and explain.

Hurricane Season is Upon us – Are you Prepared?

6/14/2017

Many people wait until the last minute to gather necessary items in preparation of a named storm or hurricane. Don’t be one of them!

What are Binding Restrictions?

Understanding Renters Insurance

Is Your Home IBHS Fortified ™?

Hurricane Season is Upon us – Are you Prepared?

Tommy Curtis

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