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Who’s Driving that Cart?!?

4/13/2023

 
Picture
​Spring is in full bloom and the days are getting longer. Kids are out running around and playing ball or throwing a frisbee in the yard. Perhaps roaming the neighborhood on their bicycle.
 
What they shouldn’t be doing is dragging the roads on a golf cart, 4-wheeler or any other ATV made for operation by a licensed driver!

And yet, we see this all the time.

Louisiana law states that all golf cart drivers must have a driver's license for safety purposes and that 4-wheelers and other ATV’s can be driven on the shoulders of all public roads and highways except interstate highways for the purposes of farm-related activities within a five-mile radius of your farm, provided that you possesses a valid Class “E” driver’s license.

According to a report dated Sept. 2022 by the American Academy of Pediatrics (AAP), more than 3,000 have been killed as a result of ATV accidents between 1982 and 2015; 4 kids go to the ER every hour with injuries sustained in riding or driving an ATV. The Mayo Clinic states that children account for nearly one-third of all ATV injuries and one-quarter of ATV fatalities.

Another thing for parents to beware of is, if your child is riding his or her friends around on your ATV and that friend gets injured or killed, YOU may be held liable.

No one intentionally puts their or someone else’s child in danger. We teach them to be careful and obey the rules we put in place. But kids will be kids and they will test those boundaries. Therefore, if you’re going to disregard the law and take matters into your own hands with your child’s life, for goodness sakes, make them wear a helmet and other protective gear!

And be sure you have adequate life insurance on them in case the unthinkable happens.

Until next time, take care and remember one moment can change your entire life.

Tommy Curtis & Staff


​Disclaimers:
ALL material on this blog is available for informational purposes only.
 
Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc.
{A Life and Health Agency}
 
Medicare has neither endorsed nor reviewed this information.
Not connected or affiliated with any United States Government or State agency.
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*By contacting us and providing information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans.

    Tommy Curtis

    Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him.


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    Lake Charles, LA 70601

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