 Image by Open Clipart-Vectors from Pixabay It’s that time of year again…time when the kids are going back to school. And time when many young drivers will be out on the road, driving to class or extra-curricular activities. Perhaps even an after-school job. As adults, we’re used to road rules and know where everything is in our vehicles should we need to access them quickly. But our teenage and young-adult children aren’t. So, we’ve compiled a short list of things to do and check to provide a safe and confident environment for inexperienced drivers.  If you’ve ever needed to make a change to your insurance policy or done research into adding coverage, you may have heard the terms Rider and/or Endorsement and wondered, What is the Difference?
In this post we’ll explain and hopefully you’ll feel better informed when it comes to your insurance policies.  Image by Elena Chukovskaya from Pixabay As we move into a brand new year, many people take this time to reevaluate their lives and set goals for the upcoming twelve months. When compiling information and creating your lists of things to do, check, and repair or replace, add Review Insurance to your list.
Here are some things to consider when you schedule an appointment with your insurance agent and/or financial advisor.....  Most states require liability insurance on automobiles and other vehicles registered for highway or “on road” use. Financial institutions usually require Comprehensive and Collision insurance to protect their interest in a vehicle. These three coverages are what many consider “full coverage.” However, in the insurance industry, “full coverage” means a whole lot more.
In this post we’ll discuss what “full coverage” auto insurance entails.  The lure of the open road, wind in your hair and on your face. Your view unimpeded by glass and metal, body unencumbered by safety belts. The option of huge savings on gasoline, oil, tires and upkeep.
These are a few reasons why people choose to purchase a motorcycle.  Before we get too far into this blog post, let me clarify that a Motorhome is usually covered under state mandated insurance laws just as an automobile is. Since it is a vehicle licensed for on-road use, there are specialized policies for motorhomes; therefore, the information below pertains more specifically to a RV or Camper.
 While interviewing a potential client and his current automobile policy, I realized many people have no idea the number of discounts available to them.
A misconception on the percentage of savings insurance companies advertise is that this discount is not based on your current rate or company (how would they know?), but on their own flat, standard rate. That said, let’s look at some discounts available on your auto policy….  Insurance companies always seem to get a bad rap when it comes to rates, but did you know that statistics show 12.6% of Louisiana drivers do not have automobile insurance?
Nine times out of ten, these are the same people who jump on the law suit wagon, demanding to be compensated for their bodily injuries and property damages to their vehicle. |
Tommy Curtis
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him. Contact us Phone: 337-433-1683 Address: 509 7th Street Lake Charles, LA 70601 Office Hours: M-F 9a - 5p (CST) Follow Us
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