Category: Property Damaga

Understanding Home Insurance

8/3/2017

Over the last couple of weeks we’ve done posts to (hopefully) explain the basics of Auto and Life insurance. Today we’ll discuss homeowner coverage.

A home insurance policy is broken down into six parts (A, B, C, D, E & F) but what do they all mean?

Read on to find out…..

Is Your Home IBHS Fortified ™?

7/12/2017

Back in April we talked about discounts available on most Home Owner policies. One discount we didn’t mention is IBHS Fortified.

Not all companies offer this discount and frankly not many people know what exactly IBHS Fortified ™ means!

So I thought it would be a good topic to explore and explain.

Hurricane Season is Upon us – Are you Prepared?

6/14/2017

Image by Angela Yuriko Smith from Pixabay

Many people wait until the last minute to gather necessary items in preparation of a named storm or hurricane. Don’t be one of them!

What Should You Do About Flood Damage?

6/8/2017

SW Louisiana has seen more record rain falls and flooding in the last two years than it has in numerous years before. Back in March we did a post about how important (and reasonable) flood insurance is when you’re located in a “preferred” zone.

In this article, we’ll talk about some things you should know (and do) if your home and/or auto are damaged by rising water.

Is Your Motorcycle Properly Insured?

5/31/2017

The lure of the open road, wind in your hair and on your face. Your view unimpeded by glass and metal, body unencumbered by safety belts. The option of huge savings on gasoline, oil, tires and upkeep.

These are a few reasons why people choose to purchase a motorcycle.

Using Your Personal Auto as a Taxi or Hotshot Service

5/25/2017

We keep seeing commercials about how you can turn your personal automobile into a part-time career as a Lyft or Uber driver. Sounds great, doesn’t it?

Everyone likes the idea of making a few extra bucks on their “off” time, but here are some Insurance Facts you need to know before you decide to venture into this type of business.

Why You Need to Maintain Insurance on Your ATV

5/17/2017

Over the last couple of weeks, we’ve delved into reasons why you need to maintain insurance coverage on your recreational vehicles. We’ve covered boats and RV/Campers. Today we’ll talk about ATV’s.

As with other recreational vehicles, if your all-terrain vehicle (ATV) is financed, chances are your bank or financial institute will require coverage until the loan is paid off.

However, most people are quick to cancel that insurance as soon as the loan is paid off.

Not smart!