509 7th St. Lake Charles, LA 70601 (ph) 337-433-1683
  • Home
  • Insurance Options
    • Auto Insurance
    • Life Insurance
    • Homeowner Insurance
    • Medicare Insurance
    • Recreational Vehicle Insurance
  • FAQ
    • Auto Insurance FAQ
    • Homeowner Insurance FAQ
    • Life Insurance FAQ
    • Medicare Insurance FAQ
    • Recreational Vehicle Insurance FAQ
  • Blog
  • Contact

Happy Holidays 2022

12/15/2022

 
Picture
Well, it's that time of year again.... Time to say goodbye to 2022 and hello to 2023!

Medicare Annual Enrollment Period (AEP) ended on December 7th but OEP (Open enrollment period -which allows you a one-time change in your MA plan) opens January 1st through March 31st.

If you're turning 65 in Jan, February or March 2023 or getting Medicare due to disability and/or Medicare & Medicaid, and you haven't already set up your Medicare Insurance plan(s) contact our Licensed Medicare Agent today.

We will be closed on December 26th and January 2nd in observance of Christmas and New Year's but look forward to meeting your Auto, Recreational Vehicle and Medicare needs in 2023.

Until next time.... Take care and enjoy a Happy & Blessed Holiday Season!
Tommy Curtis and Staff


Disclaimers:
ALL material on this blog is available for informational purposes only.
 
Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc.
​{A Life and Health Agency}
 
Medicare has neither endorsed nor reviewed this information.
Not connected or affiliated with any United States Government or State agency.
Calling this number will direct you to a licensed Agent/Broker.
 
*By contacting us and providing information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans.

When is Clean, Clean Enough?

2/22/2022

 
Picture
​Most of us grew up with spring cleaning…. that time of      the year in which you spent a whole weekend cleaning   walls, cabinets, drawers, etc. A weekend you’d have   much rather spent doing anything else. Now, with     Spring approaching, you may already be preparing your   summer toys for usage. Washing and waxing boats, RV’s   and Jet Skis will help protect and keep them in good   condition. Be sure and change the oil, plugs and any   filters too. This is important for pulling them out of storage and before putting them away for the winter.

If cleanliness is next to godliness, how often should you clean various household and outdoor items?

Many of us have a weekly or monthly routine where the most used and/or high traffic areas of our homes get cleaned on a regular basis. But what about those deep-cleaning things like cabinets, walls, mattresses, etc.?

Let’s take a look at the different items and levels of clean.

Some folks say jeans can be washed every other month or less by putting them in the freezer to kill germs, unless of course, something is spilled or splashed on them. Hmmmm, I don’t know so much about this one.

Towels, washcloths, dish rags…those get washed after one or two uses.

Shoes, boots, and other footwear need regular cleansing and/or polishing to maintain their look and performance.

Bedding is another story altogether. Some say weekly for sheets and quarterly for comforters and pillows. I say as often as you feel the need. Most of us go to bed clean so sheets can wait a couple of weeks. Once or twice a year is good for pillows and other bedding items –vacuum & refresh your mattress too–unless you or someone you sleep with has been ill then it’s always a good thing to wash and disinfect right away.

Computers, I-pads, phones, and other electronics should also be cleansed often, daily, or weekly at best.

Cabinets, walls, drawers, carpets, furniture, and closets deserve a deep clean at minimum once each year, but twice is better and remember, decluttering helps you stay calm and focused, especially if you incorporate Feng Shui into the process.

Oven, dishwasher, microwave, and vehicles can be on your monthly list or at the very least, quarterly.

These are standard household/personal items. But what about things you don’t see or even think about daily?

Dryer hose and vents, AC unit and vent covers, shower heads, stove vents & filters, windows, curtains and blinds, ceiling fans, light fixtures and lamp shades, baseboards, molding and woodwork, toasters, and other small appliances? How about on top of or behind your refrigerator and/or stove? Items such as these can be part of your annual or semi-annual cleaning sprees. Waxing your AC vents will help keep the dust from collecting on/in them between cleanings.

Cleansing and repairing your window screens on a regular basis will help keep the sun shining in all the time. While you’re at it, does that house and/or patio (furniture?) need a good pressure wash? What about that shop or garage?

For tips, tricks and checklists check out Pinterest.

Until next time, take care and remember preventative maintenance goes a long way in your vehicles or toys maintaining their value.

Oh and, while we’re talking about keeping things clean and routine maintenance, any time is a good time to review your insurance policies and be sure your recreational vehicles (boats, jet skis, camper/rv, etc.) are properly covered!
​
Not sure? Give us a call 337-433-1683.
 
Tommy Curtis & Staff
 
 ©2016 Pamela S Thibodeaux
*previous printing Thrive Magazine 2016; Used with Permission

Longer Hurricane Season?

5/17/2021

 
Picture
The National Hurricane Center is considering changing Hurricane Season from June 1 to May 15th.

You’ve got to be kidding me – Right!?!

Let’s face it, many of us haven’t fully recovered from 2020 hurricanes and now, as if we don’t have enough to fret about, the powers that be in the Weather Center want to add 2 more weeks of hurricane worry upon us.

RELAX.

​Regardless of when the National Hurricane Center states hurricane season starts or ends, there is no need to panic or fear. Being prepared and having a plan, however, is imperative.


We may not be able to control Mother Nature, but here are some things you can do…

Have an Evacuation Plan. No matter if the storm hits east or west of us, having an evacuation plan in place helps alleviates the stress of leaving.

Review Your Home or Renters and Flood Insurance Policy ahead of time. Understanding your policy coverage, deductibles and limitations makes you a responsible homeowner/renter.

Take pictures or a video of your home, contents, sheds or outbuildings, and yard helps you be more organized if you have to file a claim. Include pictures of closets and drawers, dishes, pots, silverware – everything! Many folks lose out on valuable reimbursement without proper documentation of what you own – especially those who have total or near-total losses. Have items in storage? Have pictures and an inventory list of those too as a percentage of your contents coverage extends to these things.

It is especially important to record any existing damage on your home! If you happen to get caught with a new claim, this will help you and your insurance company from butting heads over details between claims.

Keep a travel kit ready. A single suitcase or tote or briefcase with policies (including life, health and auto), Vet Records, Kid’s immunization records, Medications and/or a list of medications (include dosage!), Allergies, legal documents that may be important if you or a family member becomes ill or dies during evacuation, etc. saves you from having to think about these things when preparing to evacuate.

Find more ideas on what to bring with you or have on hand if you decide not to evacuate in this post.

Other important things we learned during 2020 hurricanes can be found HERE and more tips for travelling smart are listed in THIS blog post.

Hopefully we’ve provided you enough information in this and other posts to help ease the stress of travelling or evacuating.

Until next time, take care and remember…. Preparation is the key to success.

Tommy Curtis and Staff

Stress Busters

3/17/2021

 
Picture
In our first post of this year, we talked about ways to take control of your life, one of which was taking control of your health.

Today we’re going to share a few ideas on ways to manage stress.

According to The American Institute of Stress, over 100,000 people die each year due to stress related illnesses and injuries.

Why are we so stressed?
​
We’re so busy chasing things…career, new house, new car, new…bigger and better… half the time, many don’t even realize they are stressed until they’ve ended up in the doctor’s office or hospital with health problems related to their lifestyle. Add to this a global pandemic, two hurricanes and an ice storm and our friends and neighbors here in SW Louisiana are finding themselves with all sorts of stress-related symptoms. Headaches, stomach issues, insomnia, and depression are almost always connected to external circumstances.
​

Here’s the rub: Stress is a mindset.

Think this isn’t true? Just check out these stress busters and you’ll see what I mean….


Read More

2021 Changes to Curtis Insurance

2/12/2021

 
PictureImage by Plume Ploume from Pixabay
   We’ve made it through January and February is nearly 
   half over, but did you know in old Roman times, when
   the calendar only had 10 months, February was actually
   the end of the year and March the beginning? It is still
  unclear when that changed to twelve months with
  January and February beginning the calendar year, but I
  thought it was an interesting fact to share. Which leads
  up to the actual topic of this post….

Changes Curtis Insurance is making in 2021.

Although we will continue to service our existing clients, Curtis Insurance will no longer sell Home or Flood insurance policies. There are many reasons for this decision, the main one being changes to our staff, two of which are in the early stages of retirement and we wish them the BEST in their endeavors.

With this in mind, we no longer offer Permit or Notary Bonds either.

However, we’d be honored to be your #1 choice for Auto, Recreational Vehicle and Renters Insurance and are continuing to focus on meeting the needs of our community by offering Medicare and Life Insurance through our sister company, Curtis & Associates.

If we may be of service to you in any, or all of these areas, please give us a call or come by our office at 509 7th St. in Lake Charles and let us help you!

Until next time take care and remember…. Change is inevitable, how you handle it is up to you.

Tommy Curtis and Staff
​
Disclaimers:
Medicare has neither endorsed nor reviewed this information.
Not connected or affiliated with any United States Government or State agency
 
​Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc.
​{A Life and Health Agency}

Merry Christmas & Happy New Year!

12/20/2018

 
PictureWreath by Elena Chukovskaya from Pixabay
Our office will be closed Monday, Dec 24th & Tuesday, Dec. 25th as well as Monday, Dec. 31st and Tuesday, Jan. 1st in observance of the Christmas and New Year holidays.

We will resume normal business hours (9am - 5 pm) on Wednesday, Dec. 26th and Wednesday, Jan. 2, 2019.

As we move through the holidays and into a new year, we hope you'll take some time to browse the many blog posts we've shared over the past year or so and that you'll find a wealth of information beneficial to your life, home, auto and/or Medicare insurance concerns.

When faced with life, home or work changes, we certainly hope you'll give us a call and let us service your insurance needs. It's especially important to insure those new toys you got for Christmas! (ie; boats, jet skis, ATV's, jewelry, artwork, etc.)

Meanwhile - Merry Christmas and Happy New Year!

We look forward to serving you in 2019 and beyond....

Tommy Curtis and Staff

What are Binding Restrictions?

5/29/2018

 
Picture
If you call for a home, mobile home, or flood policy or to add comprehensive and/or collision insurance to your auto policy and are told no because the company is under binding restrictions, it may confuse or even irritate you.

What in the world are binding restrictions and why do insurance companies implement them?
​


Read More

Tips to Make Your Move Easier

4/11/2018

 
PictureImage by Nina Garman from Pixabay

​Whether you think of moving as a grand adventure or one of the most stress-filled undertakings you ever endure, changing locations is something many of us do at least once in our lifetime. We’ve compiled a few tips to help you transition a little more smoothly.



Read More
<<Previous

    Tommy Curtis

    Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him.


    Contact us
    Phone: 337-433-1683

    Address: 509 7th Street
    Lake Charles, LA 70601

    Office Hours: M-F 9a - 5p (CST)

    Follow Us


    Archives

    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017


    Categories

    All
    Acts Of Kindess
    Actual Cash Value
    ACV
    Aetna
    Ameri Life
    Ameri-life
    Annuities
    Auto Insurance
    Auto Policy Discounts
    Baltimore Life Insurance
    BCBSLA
    Binding Restrictions
    Boat Insurance
    Boat Motor Trailer Insurance
    Bodily Injury
    Builder's Risk Insurance
    Builder's Risk Renovations Policy
    Burial Insurance
    Camper
    Camper Insurance
    Child Life Insurance
    Civil War
    Collision Insurance
    Columbian Financial Group
    Comprehensive Coverage
    Contents Coverage
    Corona Virus
    Covid 19
    Covid-19
    Creating Balance
    Credit Record
    Curtis And Associates
    Curtis Insurance
    Curtis Insurance Agency
    Customer Service
    Disability Income Protection
    Disappearing Deductible
    Driving Record
    Dwelling Policy
    Emotional Wellbeing
    End Stage Renal Disease
    Enhanced Injury Protection
    Esrd
    Excellent Customer Service
    Final Expense
    Final Wishes
    Fire Safety
    Flag Day
    Flooding
    Flood Insurance
    Flood Zones
    Fraud Waste & Abuse
    Funeral Arrangements
    Health Insurance
    Homeowner Insurance
    Hospital Indemnity Policy
    Humana
    Hurricane
    Hurricane Preparedness
    Hurricane Season
    Income Investment
    Independence Day
    Insurance
    Insurance Binder
    Insurance Copay
    Insurance Deductible
    Insurance History
    Insurance Laws
    Insure Your Love
    Juvenile Life Insurance
    Lake Charles Louisiana
    Landscaping
    Liability Insurance
    Life Insurance
    Lighthouse Excalibur Insurance Company
    Louisiana Strong
    Medicaid
    Medicaid And Medicare
    Medicaid Unwind
    Medical Payments
    Medical Power Of Attorney
    Medicare
    Medicare Advantage Plan
    Medicare Insurance
    Medicare OEP
    Medicare Part D Drug Plan
    Medicare SEP
    Medicare Special Enrollment Period
    Medicare Supplement
    Memorial Day
    Midland National Life Insurance Company
    Mobile Home Insurance
    Mortgage Protection Insurance
    Motorcycle Insurance
    Named Storm Deductible
    No Pay No Play
    On Water Towing
    Peoples Health
    Pet Coverage
    Poa
    Progressive
    Property Damaga
    Property Damage
    Recreational Vehicle Insurance
    Renovations Policy
    Rental Reimbursement
    Rental Reimubursment
    Renters Insurance
    Replacement Cost
    Retirement Income
    Roadside Assistance
    Safe Driving Bonus
    Safety Tips
    Scheduled Personal Property
    Shop Local
    Southern Fidelity Insurance Company
    Southwest Louisiana
    Sulphur Louisiana
    SWLA
    Tommy Curtis
    Towing
    Trailer Transport Coverage
    Trip Interruption
    Underinsured Boater
    Underinsured Motorist
    Uninsured Boater
    Uninsured Motorist
    United Healthcare
    Vacant Dwelling Insurance
    Vacation Preparedness
    Vantage Health Medicare Plans
    Veterans
    Whole Life
    Wind Hail Deductible
    Work Record

    RSS Feed

(c) 2017 Curtis Insurance of Louisiana                                                                                                                                                     ~All Rights Reserved~
Website Designed by Pamela S Thibodeaux
  • Home
  • Insurance Options
    • Auto Insurance
    • Life Insurance
    • Homeowner Insurance
    • Medicare Insurance
    • Recreational Vehicle Insurance
  • FAQ
    • Auto Insurance FAQ
    • Homeowner Insurance FAQ
    • Life Insurance FAQ
    • Medicare Insurance FAQ
    • Recreational Vehicle Insurance FAQ
  • Blog
  • Contact