 Wreath by Elena Chukovskaya from Pixabay Our office will be closed Monday, Dec 24th & Tuesday, Dec. 25th as well as Monday, Dec. 31st and Tuesday, Jan. 1st in observance of the Christmas and New Year holidays.
We will resume normal business hours (9am - 5 pm) on Wednesday, Dec. 26th and Wednesday, Jan. 2, 2019. As we move through the holidays and into a new year, we hope you'll take some time to browse the many blog posts we've shared over the past year or so and that you'll find a wealth of information beneficial to your life, home, auto and/or Medicare insurance concerns. When faced with life, home or work changes, we certainly hope you'll give us a call and let us service your insurance needs. It's especially important to insure those new toys you got for Christmas! (ie; boats, jet skis, ATV's, jewelry, artwork, etc.) Meanwhile - Merry Christmas and Happy New Year! We look forward to serving you in 2019 and beyond.... Tommy Curtis and Staff  If you call for a home, mobile home, or flood policy or to add comprehensive and/or collision insurance to your auto policy and are told no because the company is under binding restrictions, it may confuse or even irritate you.
What in the world are binding restrictions and why do insurance companies implement them?  Image by Nina Garman from Pixabay Whether you think of moving as a grand adventure or one of the most stress-filled undertakings you ever endure, changing locations is something many of us do at least once in our lifetime. We’ve compiled a few tips to help you transition a little more smoothly.  “When you change the way you look at things, the things you look at change.” This quote was made famous by Dr. Wayne Dyer, PHD and it is true in so many ways.
Of course, Dr. Dyer was talking about people, places, things and circumstances in your life, but let’s examine this advice in light of insurance.  The lure of the open road, wind in your hair and on your face. Your view unimpeded by glass and metal, body unencumbered by safety belts. The option of huge savings on gasoline, oil, tires and upkeep.
These are a few reasons why people choose to purchase a motorcycle.  Over the last couple of weeks, we’ve delved into reasons why you need to maintain insurance coverage on your recreational vehicles. We’ve covered boats and RV/Campers. Today we’ll talk about ATV’s.
As with other recreational vehicles, if your all-terrain vehicle (ATV) is financed, chances are your bank or financial institute will require coverage until the loan is paid off. However, most people are quick to cancel that insurance as soon as the loan is paid off. Not smart!  Before we get too far into this blog post, let me clarify that a Motorhome is usually covered under state mandated insurance laws just as an automobile is. Since it is a vehicle licensed for on-road use, there are specialized policies for motorhomes; therefore, the information below pertains more specifically to a RV or Camper.
 Most finance companies will require boats to be insured throughout the length of the loan. However, many folks discontinue their insurance once that is paid off and some who buy their boat outright never think to insure it.
Many people operate under the misconception that between their auto and home insurance, their boat, motor, trailer and contents are covered. Not so! |
Tommy Curtis
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him. Contact us Phone: 337-433-1683 Address: 509 7th Street Lake Charles, LA 70601 Office Hours: M-F 9a - 5p (CST) Follow Us
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