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In our previous post we explained what Riders and Endorsements are and gave some examples of these on a P&C policy. Today we’ll talk about riders on Life Insurance products.
Remember, a ‘rider’ is a temporary addition to an insurance policy that can be added or removed that does not change the original benefits stated in a policy and an ‘endorsement’ is a permanent change to increase benefits to an existing policy and both result in additional premiums. Whether you think of moving as a grand adventure or one of the most stress-filled undertakings you ever endure, changing locations is something many of us do at least once in our lifetime. We’ve compiled a few tips to help you transition a little more smoothly.
Last year we talked a couple of times about safety and travelling. We gave you some Hurricane Evacuation Tips and Vacation Preparedness Tips. We also shared Holiday Safety Tips, Fun in the Sun Safety Tips and Tips for staying safe at Festivals.
As all of these tips revolve around travelling – even though that may not be far from home – I thought it would be great to condense the above-mentioned tips into one, easy-to-find article. While scrolling around on social media, (depending on your audience) you may have come across the phrase “Insure Your Love” or hashtag, #insureyourlove and wondered what that was all about.
I know I did! Nearly every day in the news we hear of a disaster involving fire. Whether wildfires raging across thousands of acres or a single-family dwelling engulfed in flames, this kind of news leaves us feeling vulnerable and helpless.
We’ve experienced colder-than-normal temperatures here in SW LA, many days bordering on frigid, therefore fire safety comes to mind. We mentioned a few tips in our Holiday Safety Tips article like checking the batteries in your smoke and carbon monoxide alarms and unplugging electric heaters, but let’s see if there are other things important to fire safety we can share with you…. As we move into a brand new year, many people take this time to reevaluate their lives and set goals for the upcoming twelve months. When compiling information and creating your lists of things to do, check, and repair or replace, add Review Insurance to your list.
Here are some things to consider when you schedule an appointment with your insurance agent and/or financial advisor..... In our post, Understanding Life Insurance, we mentioned Whole Life, Term Life, Universal Life and Annuities and we discussed the differences in Whole and Term policies. Today we’ll talk about the differences in Whole and Universal Life insurance products.
Earlier this year we did a post on Three Things young people should take care of to help life in the ‘real’ world be less stressful. Today we’re discussing why it is important to list your teenage driver on your auto policy as soon as they get a permit.
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Tommy Curtis
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him. Contact us Phone: 337-433-1683 Address: 509 7th Street Lake Charles, LA 70601 Office Hours: M-F 9a - 5p (CST) Follow Us
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