We’ve made it through January and February is nearly 
   half over, but did you know in old Roman times, when
   the calendar only had 10 months, February was actually
   the end of the year and March the beginning? It is still
  unclear when that changed to twelve months with
  January and February beginning the calendar year, but I
  thought it was an interesting fact to share. Which leads
  up to the actual topic of this post….

Changes Curtis Insurance is making in 2021.

Although we will continue to service our existing clients, Curtis Insurance will no longer sell Home or Flood insurance policies. There are many reasons for this decision, the main one being changes to our staff, two of which are in the early stages of retirement and we wish them the BEST in their endeavors.

With this in mind, we no longer offer Permit or Notary Bonds either.

However, we’d be honored to be your #1 choice for Auto, Recreational Vehicle and Renters Insurance and are continuing to focus on meeting the needs of our community by offering Medicare and Life Insurance through our sister company, Curtis & Associates.

If we may be of service to you in any, or all of these areas, please give us a call or come by our office at 509 7th St. in Lake Charles and let us help you!

Until next time take care and remember…. Change is inevitable, how you handle it is up to you.

Tommy Curtis and Staff
​
Disclaimers:
Medicare has neither endorsed nor reviewed this information.
Not connected or affiliated with any United States Government or State agency
 
​Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc.
​{A Life and Health Agency}

  As we move into the second month of 2020, there are so many things to consider when thinking about your insurance.

  We're going to take a moment and direct you back to some of our most important and most informative posts throughout the past couple of years.

Medicare AEP is over and 2020 is right around the corner.  Business has slowed to a more normal pace around the office.  We here at Curtis Insurance / Curtis & Associates would like to wish you and yours a very Merry Christmas, Happy Holidays and a Blessed & Prosperous New Year.
​
Our office will close at 12:00 NOON on Christmas Eve (Tuesday, Dec. 24th) and be closed on Christmas Day (Wednesday, Dec. 25th). We will resume normal business hours (9-5) on Thursday, Dec. 26th.

We will also close at 12:00 NOON on New Year’s Eve (Tuesday, Dec. 31st) and be closed all day Wednesday, New Year’s Day (Jan 1st 2020). We will resume normal business hours (9-5) on Thursday, Jan 2nd.

If you are looking for something different, something special to give a close friend, family member or loved one, consider a Life Insurance policy. We have special single, premium annuities that protect your money and your beneficiary from taxation that might otherwise be imposed on a cash gift or inheritance.

If you’d like more information on this type of plan, please give our Licensed Life Insurance Specialist a call and set an appointment to discuss your options.
 
Until next time take care and remember in a world where you can be anything….be kind.
Tommy Curtis and Staff

Disclaimer: This material has been provided for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
 
Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency}

In February we did a post explaining what 'Insure Your Love' was all about and in it, we mentioned that September is Life Insurance Awareness Month. These have been instituted by the non-profit organization, Life Happens. So I thought I'd share some more interesting information I found on life insurance....

​Did you know that unclaimed life insurance benefits are paid to your state? I recently discovered that fact and that there are over $1 Billion dollars in unclaimed benefits out there!

It’s that time of year again…time when the kids are going back to school. And time when many young drivers will be out on the road, driving to class or extra-curricular activities. Perhaps even an after-school job.
​
As adults, we’re used to road rules and know where everything is in our vehicles should we need to access them quickly. But our teenage and young-adult children aren’t. So, we’ve compiled a short list of things to do and check to provide a safe and confident environment for inexperienced drivers.

Our office will be closed Monday, Dec 24th & Tuesday, Dec. 25th as well as Monday, Dec. 31st and Tuesday, Jan. 1st in observance of the Christmas and New Year holidays.

We will resume normal business hours (9am - 5 pm) on Wednesday, Dec. 26th and Wednesday, Jan. 2, 2019.

As we move through the holidays and into a new year, we hope you'll take some time to browse the many blog posts we've shared over the past year or so and that you'll find a wealth of information beneficial to your life, home, auto and/or Medicare insurance concerns.

When faced with life, home or work changes, we certainly hope you'll give us a call and let us service your insurance needs. It's especially important to insure those new toys you got for Christmas! (ie; boats, jet skis, ATV's, jewelry, artwork, etc.)

Meanwhile - Merry Christmas and Happy New Year!

We look forward to serving you in 2019 and beyond....

Tommy Curtis and Staff

In our previous post we explained what Riders and Endorsements are and gave some examples of these on a P&C policy. Today we’ll talk about riders on Life Insurance products.

Remember, a ‘rider’ is a temporary addition to an insurance policy that can be added or removed that does not change the original benefits stated in a policy and an ‘endorsement’ is a permanent change to increase benefits to an existing policy and both result in additional premiums.

​Whether you think of moving as a grand adventure or one of the most stress-filled undertakings you ever endure, changing locations is something many of us do at least once in our lifetime. We’ve compiled a few tips to help you transition a little more smoothly.