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What Exactly IS Scheduled Personal Property?

8/29/2017

 
PictureImages by JL G from Pixabay
You’ve purchased your homeowner policy, documented all your contents and personal property and you feel good knowing you’re protected.

Then you have a loss and find your priceless artwork, firearms and electronics are not covered to their full value.

Little did you know, but you should have had a Scheduled Personal Property endorsement to cover these items.

In this article, we’ll talk about the categories of personal property and the special limits of liability that are on each on a standard homeowner policy.



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Understanding Renters Insurance

8/17/2017

 
PictureImage by Plume Ploume from Pixabay
You’re not quite ready to buy but anxious to be out on your own, and have finally found the perfect place to rent. Your lease agreement says you must maintain ‘Renters’ or ‘Contents’ insurance. You call your agent and purchase the coverage, but don’t fully understand what you’ve got.

Renters or contents coverage offers many of the same features as home insurance. Hopefully you’ll get a better understanding of your policy from this post.



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Understanding SR-22

8/10/2017

 
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​Many times in the Insurance Industry, we hear the term “SR-22 Insurance.” However, SR-22 is not a type of insurance.

Want to know more? Read on.....


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Understanding Home Insurance

8/3/2017

 
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Over the last couple of weeks we’ve done posts to (hopefully) explain the basics of Auto and Life insurance. Today we’ll discuss homeowner coverage.

A home insurance policy is broken down into six parts (A, B, C, D, E & F) but what do they all mean?

Read on to find out…..


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    Tommy Curtis

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    Address: 509 7th Street
    Lake Charles, LA 70601

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