Bet the title of this post has you wondering what that old adage about the weather has to do with Insurance.

Lots!

Brought on by Spring storms, March winds can mean anything from a gentle breeze to huge gusts to tornadoes. April showers sometimes mean flooding and those May flowers for June brides lend to thoughts of insuring your love.

With Hurricane season arriving along with Summer weddings, it’s a good idea to brush up on your Home / Mobile home insurance. Make sure you understand your deductibles and how they apply to which peril.

Keeping in mind the standard 30 day wait for issuance (except on a new purchase), this is also a good time to check into Flood insurance.

Bride and Grooms may want to plan on getting adequate Life Insurance along with your other wedding arrangements.

Oh, and you newly retired ladies and gents need to get your Medicare insurance in place!

Regardless of which of these coverages you’re looking for, we’ve got’cha covered. Give one of our Licensed agents a call.

Until next time, take care and remember…. Proper insurance coverage for you home, auto and life should always be a priority!

Tommy Curtis and Staff

​Disclaimers:

• Medicare has neither endorsed nor reviewed this information.
• Not connected or affiliated with any United States Government or State agency.
• Calling this number will direct you to a licensed Agent/Broker.

 
Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc.
​{A Life and Health Agency}

Purchasing a new home can be fun and exciting, it can also be fraught with fears, insecurities and too many things on your ‘to do’ list. Many people get all caught up in the excitement and forget one of the most important aspects of buying a new home–Insuring it!–then, in a panic, accept the first quote they receive, not understanding the basics of a home insurance policy.
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​                                                                  Don’t be one of them.
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On the heels of Memorial Day in May and Flag Day in June, July is the month of patriotism since the 4th is the day we celebrate the birth of our country as a nation, independent from English rule.

Even though our break from the British Empire came in 1776, Insurance was sold in the Colonies as early as 1735 in South Carolina. In 1772 Benjamin Franklin along with more than 70 business owners formed a mutual company called “The Philadelphia Contributorship for the Insuring of Houses from Loss by Fire.”

We know from a previous post that Medicare was enacted in 1965, but did you know Life Insurance was established in the 1760’s? The Presbyterian Synods (an assembly of the clergy and sometimes also the laity in a diocese or other division of a particular church) created the “Corporation for Relief of Poor and Distressed Widows and Children of Presbyterian Ministers” in 1759 in New York and Philadelphia which was duplicated by Episcopalian priests in 1769. Auto insurance came about in 1897, health insurance in the 1920’s and home policies in the 1950’s.
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So, how does Insurance and Patriotism go together?

Hurricane Season is upon us and many people are brushing up on their home/mobile home insurance policies and getting their evacuation plan in order. They’ve pulled out the declarations page and in reviewing, find there are 2 or maybe 3 different deductibles listed: AOP, Named Storm and/or Wind/Hail.

We’ll attempt to clarify these for you here….
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If you call for a home, mobile home, or flood policy or to add comprehensive and/or collision insurance to your auto policy and are told no because the company is under binding restrictions, it may confuse or even irritate you.

What in the world are binding restrictions and why do insurance companies implement them?
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Whether you think of moving as a grand adventure or one of the most stress-filled undertakings you ever endure, changing locations is something many of us do at least once in our lifetime. We’ve compiled a few tips to help you transition a little more smoothly.

We’ve shared with you the importance of understanding your home owner insurance policy as well as different types of deductions you may be entitled to under said policy. We’ve also given some advice on travelling smart, fire safety tips and vacation preparedness to help protect your home, especially when you’re away.

Today let’s talk about the importance of insuring a vacant home.

First though, we’ll look at some instances when you may have a vacant home to insure…..
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