 Image by Elena Chukovskaya from Pixabay As we move into a brand new year, many people take this time to reevaluate their lives and set goals for the upcoming twelve months. When compiling information and creating your lists of things to do, check, and repair or replace, add Review Insurance to your list.
Here are some things to consider when you schedule an appointment with your insurance agent and/or financial advisor.....  Image by OpenClipart-Vectors from Pixabay Earlier this year we did a post on Three Things young people should take care of to help life in the ‘real’ world be less stressful. Today we’re discussing why it is important to list your teenage driver on your auto policy as soon as they get a permit.  We keep seeing commercials about how you can turn your personal automobile into a part-time career as a Lyft or Uber driver. Sounds great, doesn’t it?
Everyone likes the idea of making a few extra bucks on their “off” time, but here are some Insurance Facts you need to know before you decide to venture into this type of business.  While interviewing a potential client and his current automobile policy, I realized many people have no idea the number of discounts available to them.
A misconception on the percentage of savings insurance companies advertise is that this discount is not based on your current rate or company (how would they know?), but on their own flat, standard rate. That said, let’s look at some discounts available on your auto policy….  If you believe everything you hear or half of what you read, today’s youth (Gen X and Millennials) are some of the most irresponsible youngsters to hit the economic market since the dawn of mankind.
Okay, maybe they’re not that bad.  Insurance companies always seem to get a bad rap when it comes to rates, but did you know that statistics show 12.6% of Louisiana drivers do not have automobile insurance?
Nine times out of ten, these are the same people who jump on the law suit wagon, demanding to be compensated for their bodily injuries and property damages to their vehicle.  Tired of paying insurance on that broken down (or wrecked) vehicle? Thinking of selling one to an individual?
Here are some things you should know and do before cancelling your auto insurance.  Image by rawpixel from Pixabay Once they purchase the required insurances, most people get comfortable and don’t think about reviewing their coverage unless there is a huge rate increase (or, even worse, if they have a claim!), then they start shopping. That’s fine, but there are times when an insurance review is in order.
Here are a few examples…. |
Tommy Curtis
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him. Contact us Phone: 337-433-1683 Address: 509 7th Street Lake Charles, LA 70601 Office Hours: M-F 9a - 5p (CST) Follow Us
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