 Image by mohamed Hassan from Pixabay Purchasing a new home can be fun and exciting, it can also be fraught with fears, insecurities and too many things on your ‘to do’ list. Many people get all caught up in the excitement and forget one of the most important aspects of buying a new home–Insuring it!–then, in a panic, accept the first quote they receive, not understanding the basics of a home insurance policy.
Don’t be one of them. You’re not quite ready to buy but anxious to be out on your own, and have finally found the perfect place to rent. Your lease agreement says you must maintain ‘Renters’ or ‘Contents’ insurance. You call your agent and purchase the coverage, but don’t fully understand what you’ve got.
Renters or contents coverage offers many of the same features as home insurance. Hopefully you’ll get a better understanding of your policy from this post.  Image by Angela Yuriko Smith from Pixabay Many people wait until the last minute to gather necessary items in preparation of a named storm or hurricane. Don’t be one of them! SW Louisiana has seen more record rain falls and flooding in the last two years than it has in numerous years before. Back in March we did a post about how important (and reasonable) flood insurance is when you’re located in a “preferred” zone.
In this article, we’ll talk about some things you should know (and do) if your home and/or auto are damaged by rising water. Spring is fast approaching and we all know here in SW Louisiana that means RAIN. Before you know it, Hurricane season will be upon us too.
Many folks don’t think they need flood insurance, because they are “not in a flood zone.” Not true. Once they purchase the required insurances, most people get comfortable and don’t think about reviewing their coverage unless there is a huge rate increase (or, even worse, if they have a claim!), then they start shopping. That’s fine, but there are times when an insurance review is in order.
Here are a few examples…. |
Tommy Curtis
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him. Contact us Phone: 337-433-1683 Address: 509 7th Street Lake Charles, LA 70601 Office Hours: M-F 9a - 5p (CST) Follow Us
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