509 7th St. Lake Charles, LA 70601 (ph) 337-433-1683
  • Home
  • Insurance Options
    • Auto Insurance
    • Life Insurance
    • Homeowner Insurance
    • Medicare Insurance
    • Recreational Vehicle Insurance
  • FAQ
    • Auto Insurance FAQ
    • Homeowner Insurance FAQ
    • Life Insurance FAQ
    • Medicare Insurance FAQ
    • Recreational Vehicle Insurance FAQ
  • Blog
  • Contact

To File or not to File, That is the Question… by Pamela S Thibodeaux

7/20/2022

 
Picture Image by WikiImages from Pixabay
As a newly licensed agent years ago, I learned the definition of Insurance is “shared risk.” This was never more demonstrated than when Hurricane Rita hit in 2005. I remember that time like it happened yesterday. The stress of evacuating with a husband only weeks out of the hospital from having a defibrillator installed to keep his impaired heart working. Coming home to damages to my house, loss of food and electricity, no one to fully assess our loss (remember my husband couldn’t climb a ladder or anything). Thankfully when I called our insurance company at the time, and explained our situation, they sent someone out right away and we were treated very well. Then there was the delight of returning to work and having to hop from one desk to another because the office was inundated with claims agents. They worked long hours in the office and in the field, checkbook in hand, anxious to help our valued clients get through one of the biggest and meanest hurricanes to hit the Lake Area in nearly fifty years.


Read More

Home Ins. Companies in Liquidation

6/21/2022

 
Picture
Back in Feb. 2021 we announced that we were no longer selling Home, Mobile Home or Dwelling (Landlords) policies due to changes in staff at our office. We did, however, promise to continue to service the policies we maintained.

Recently it has come to our attention that two of our Home Insurance Companies, Lighthouse Excalibur AND Southern Fidelity have been forced into liquidation by the Insurance Commissioner of Louisiana and Florida.

Lighthouse policies expired at 12:01 am today (June 21st, 2022) and Southern Fidelity policies will expire at 12:01 am July 15th, 2022.

In an effort to keep our promise of service to you, we suggest you contact the agent of your choice IMMEDIATELY, so they have time to shop for the best policy to fit your individual needs. If you haven't already replaced your Lighthouse policy, get your coverage in place before a storm develops and they are under binding restrictions!

OR

Contact one of the following Independent Insurance Agents and mention us!

Horace Mann Insurance Co (Ask for Stephanie)
Address: 226 W Prien Lake Rd, Lake Charles, LA 70601
Phone: (337) 439-1346

Kelly Lee Insurance
Address: 3205 Ryan St, Lake Charles, LA 70601
Phone: (337) 656-2890

Advanced Protection Insurance Agency
Address: 1435 Sam Houston Jones Pkwy, Lake Charles, LA 70611
Phone: (337) 905-8585

If we are your agent for Lighthouse OR Southern Fidelity and your new agent needs anything from us (ex: a prior dec page or claim information) have them reach out to us.

*Please remember Home or Dwelling insurance does NOT cover flood! That is a separate policy.*
​
Wishing you the best in finding new coverage.
Tommy Curtis and Staff

Riders, Endorsements – What’s the Difference?

4/25/2018

 
Picture
If you’ve ever needed to make a change to your insurance policy or done research into adding coverage, you may have heard the terms Rider and/or Endorsement and wondered, What is the Difference?

In this post we’ll explain and hopefully you’ll feel better informed when it comes to your insurance policies.



Read More

Understanding Mobile Home Insurance

9/13/2017

 
Picture
Much like home insurance, a mobile home policy insures against losses from fire, windstorm, hail and other standard perils.

Let’s look at a few differences in a Home and Mobile Home Insurance policy….



Read More

Understanding Home Insurance

8/3/2017

 
Picture
Over the last couple of weeks we’ve done posts to (hopefully) explain the basics of Auto and Life insurance. Today we’ll discuss homeowner coverage.

A home insurance policy is broken down into six parts (A, B, C, D, E & F) but what do they all mean?

Read on to find out…..


Read More

Hurricane Season is Upon us – Are you Prepared?

6/14/2017

 
PictureImage by Angela Yuriko Smith from Pixabay

​Many people wait until the last minute to gather necessary items in preparation of a named storm or hurricane. Don’t be one of them!


Read More

What Should You Do About Flood Damage?

6/8/2017

 
Picture
SW Louisiana has seen more record rain falls and flooding in the last two years than it has in numerous years before. Back in March we did a post about how important (and reasonable) flood insurance is when you’re located in a “preferred” zone.

In this article, we’ll talk about some things you should know (and do) if your home and/or auto are damaged by rising water.


Read More

Is Your Motorcycle Properly Insured?

5/31/2017

 
Picture
The lure of the open road, wind in your hair and on your face. Your view unimpeded by glass and metal, body unencumbered by safety belts. The option of huge savings on gasoline, oil, tires and upkeep.

These are a few reasons why people choose to purchase a motorcycle.


Read More
<<Previous

    Tommy Curtis

    Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him.


    Contact us
    Phone: 337-433-1683

    Address: 509 7th Street
    Lake Charles, LA 70601

    Office Hours: M-F 9a - 5p (CST)

    Follow Us


    Archives

    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017


    Categories

    All
    Acts Of Kindess
    Actual Cash Value
    ACV
    Aetna
    Ameri Life
    Ameri-life
    Annuities
    Auto Insurance
    Auto Policy Discounts
    Baltimore Life Insurance
    BCBSLA
    Binding Restrictions
    Boat Insurance
    Boat Motor Trailer Insurance
    Bodily Injury
    Builder's Risk Insurance
    Builder's Risk Renovations Policy
    Burial Insurance
    Camper
    Camper Insurance
    Child Life Insurance
    Civil War
    Collision Insurance
    Columbian Financial Group
    Comprehensive Coverage
    Contents Coverage
    Corona Virus
    Covid 19
    Covid-19
    Creating Balance
    Credit Record
    Curtis And Associates
    Curtis Insurance
    Curtis Insurance Agency
    Customer Service
    Disability Income Protection
    Disappearing Deductible
    Driving Record
    Dwelling Policy
    Emotional Wellbeing
    End Stage Renal Disease
    Enhanced Injury Protection
    Esrd
    Excellent Customer Service
    Final Expense
    Final Wishes
    Fire Safety
    Flag Day
    Flooding
    Flood Insurance
    Flood Zones
    Fraud Waste & Abuse
    Funeral Arrangements
    Health Insurance
    Homeowner Insurance
    Hospital Indemnity Policy
    Humana
    Hurricane
    Hurricane Preparedness
    Hurricane Season
    Income Investment
    Independence Day
    Insurance
    Insurance Binder
    Insurance Copay
    Insurance Deductible
    Insurance History
    Insurance Laws
    Insure Your Love
    Juvenile Life Insurance
    Lake Charles Louisiana
    Landscaping
    Liability Insurance
    Life Insurance
    Lighthouse Excalibur Insurance Company
    Louisiana Strong
    Medicaid
    Medicaid And Medicare
    Medicaid Unwind
    Medical Payments
    Medical Power Of Attorney
    Medicare
    Medicare Advantage Plan
    Medicare Insurance
    Medicare OEP
    Medicare Part D Drug Plan
    Medicare SEP
    Medicare Special Enrollment Period
    Medicare Supplement
    Memorial Day
    Midland National Life Insurance Company
    Mobile Home Insurance
    Mortgage Protection Insurance
    Motorcycle Insurance
    Named Storm Deductible
    No Pay No Play
    On Water Towing
    Peoples Health
    Pet Coverage
    Poa
    Progressive
    Property Damaga
    Property Damage
    Recreational Vehicle Insurance
    Renovations Policy
    Rental Reimbursement
    Rental Reimubursment
    Renters Insurance
    Replacement Cost
    Retirement Income
    Roadside Assistance
    Safe Driving Bonus
    Safety Tips
    Scheduled Personal Property
    Shop Local
    Southern Fidelity Insurance Company
    Southwest Louisiana
    Sulphur Louisiana
    SWLA
    Tommy Curtis
    Towing
    Trailer Transport Coverage
    Trip Interruption
    Underinsured Boater
    Underinsured Motorist
    Uninsured Boater
    Uninsured Motorist
    United Healthcare
    Vacant Dwelling Insurance
    Vacation Preparedness
    Vantage Health Medicare Plans
    Veterans
    Whole Life
    Wind Hail Deductible
    Work Record

    RSS Feed

(c) 2017 Curtis Insurance of Louisiana                                                                                                                                                     ~All Rights Reserved~
Website Designed by Pamela S Thibodeaux
  • Home
  • Insurance Options
    • Auto Insurance
    • Life Insurance
    • Homeowner Insurance
    • Medicare Insurance
    • Recreational Vehicle Insurance
  • FAQ
    • Auto Insurance FAQ
    • Homeowner Insurance FAQ
    • Life Insurance FAQ
    • Medicare Insurance FAQ
    • Recreational Vehicle Insurance FAQ
  • Blog
  • Contact