Category: Replacement Cost

Riders, Endorsements – What’s the Difference?

4/25/2018

If you’ve ever needed to make a change to your insurance policy or done research into adding coverage, you may have heard the terms Rider and/or Endorsement and wondered, What is the Difference?

In this post we’ll explain and hopefully you’ll feel better informed when it comes to your insurance policies.

Understanding Mobile Home Insurance

9/13/2017

Much like home insurance, a mobile home policy insures against losses from fire, windstorm, hail and other standard perils.

Let’s look at a few differences in a Home and Mobile Home Insurance policy….

Understanding Home Insurance

8/3/2017

Over the last couple of weeks we’ve done posts to (hopefully) explain the basics of Auto and Life insurance. Today we’ll discuss homeowner coverage.

A home insurance policy is broken down into six parts (A, B, C, D, E & F) but what do they all mean?

Read on to find out…..

Hurricane Season is Upon us – Are you Prepared?

6/14/2017

Many people wait until the last minute to gather necessary items in preparation of a named storm or hurricane. Don’t be one of them!

What Should You Do About Flood Damage?

6/8/2017

SW Louisiana has seen more record rain falls and flooding in the last two years than it has in numerous years before. Back in March we did a post about how important (and reasonable) flood insurance is when you’re located in a “preferred” zone.

In this article, we’ll talk about some things you should know (and do) if your home and/or auto are damaged by rising water.

Is Your Motorcycle Properly Insured?

5/31/2017

The lure of the open road, wind in your hair and on your face. Your view unimpeded by glass and metal, body unencumbered by safety belts. The option of huge savings on gasoline, oil, tires and upkeep.

These are a few reasons why people choose to purchase a motorcycle.

Little Known Discounts on Homeowner Insurance

4/27/2017

Last week we discussed some discounts available on your automobile insurance. Today, let’s look at homeowner policy discounts.