As a newly licensed agent years ago, I learned the definition of Insurance is “shared risk.” This was never more demonstrated than when Hurricane Rita hit in 2005. I remember that time like it happened yesterday. The stress of evacuating with a husband only weeks out of the hospital from having a defibrillator installed to keep his impaired heart working. Coming home to damages to my house, loss of food and electricity, no one to fully assess our loss (remember my husband couldn’t climb a ladder or anything). Thankfully when I called our insurance company at the time, and explained our situation, they sent someone out right away and we were treated very well. Then there was the delight of returning to work and having to hop from one desk to another because the office was inundated with claims agents. They worked long hours in the office and in the field, checkbook in hand, anxious to help our valued clients get through one of the biggest and meanest hurricanes to hit the Lake Area in nearly fifty years.
Back in Feb. 2021 we announced that we were no longer selling Home, Mobile Home or Dwelling (Landlords) policies due to changes in staff at our office. We did, however, promise to continue to service the policies we maintained.
Recently it has come to our attention that two of our Home Insurance Companies, Lighthouse Excalibur AND Southern Fidelity have been forced into liquidation by the Insurance Commissioner of Louisiana and Florida.
Lighthouse policies expired at 12:01 am today (June 21st, 2022) and Southern Fidelity policies will expire at 12:01 am July 15th, 2022.
In an effort to keep our promise of service to you, we suggest you contact the agent of your choice IMMEDIATELY, so they have time to shop for the best policy to fit your individual needs. If you haven't already replaced your Lighthouse policy, get your coverage in place before a storm develops and they are under binding restrictions!
Contact one of the following Independent Insurance Agents and mention us!
Horace Mann Insurance Co (Ask for Stephanie)
Address: 226 W Prien Lake Rd, Lake Charles, LA 70601
Phone: (337) 439-1346
Kelly Lee Insurance
Address: 3205 Ryan St, Lake Charles, LA 70601
Phone: (337) 656-2890
Advanced Protection Insurance Agency
Address: 1435 Sam Houston Jones Pkwy, Lake Charles, LA 70611
Phone: (337) 905-8585
If we are your agent for Lighthouse OR Southern Fidelity and your new agent needs anything from us (ex: a prior dec page or claim information) have them reach out to us.
*Please remember Home or Dwelling insurance does NOT cover flood! That is a separate policy.*
Wishing you the best in finding new coverage.
Tommy Curtis and Staff
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him.
Address: 509 7th Street
Lake Charles, LA 70601
Office Hours: M-F 9a - 5p (CST)