While interviewing a potential client and his current automobile policy, I realized many people have no idea the number of discounts available to them.
A misconception on the percentage of savings insurance companies advertise is that this discount is not based on your current rate or company (how would they know?), but on their own flat, standard rate.
That said, let’s look at some discounts available on your auto policy….
Standard discounts include:
Safe Driver (usually 3 or more years with no tickets or accidents)
Accident Free (usually 5 or more years with no accidents regardless of fault)
Claim Free (again, usually 3, 5 or more years without any type of claim)
A few Non-Standard discounts include:
EFT (bank draft)
Paperless (get bills and notices via email)
Home / Mobile Home Owner
Multi-Policy (Ex: home and auto, auto & RV, auto & motorcycle, etc.)
Anti-Theft System and/or Service (think OnStar)
Another uncommon discount is one known as “usage based” (think Progressive snapshot) where you install an electronic device in your vehicle that then tracks mileage, time of day/night you’re on the road, excessive hard brakes, etc. Not every company has this available, but it is predicted that by the year 2020, most–if not all–will.
But why wait? Contact us today and see if we can save you money on your auto insurance!
Until next time remember….Information = Knowledge…be a knowledgeable driver!
Tommy Curtis and Staff
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him.
Address: 509 7th Street
Lake Charles, LA 70601
Office Hours: M-F 9a - 5p (CST)