 *Image by Larisa Koshkina from Pixabay Bet the title of this post has you wondering what that old adage about the weather has to do with Insurance.
Lots! Brought on by Spring storms, March winds can mean anything from a gentle breeze to huge gusts to tornadoes. April showers sometimes mean flooding and those May flowers for June brides lend to thoughts of insuring your love. With Hurricane season arriving along with Summer weddings, it’s a good idea to brush up on your Home / Mobile home insurance. Make sure you understand your deductibles and how they apply to which peril. Keeping in mind the standard 30 day wait for issuance (except on a new purchase), this is also a good time to check into Flood insurance. Bride and Grooms may want to plan on getting adequate Life Insurance along with your other wedding arrangements. Oh, and you newly retired ladies and gents need to get your Medicare insurance in place! Regardless of which of these coverages you’re looking for, we’ve got’cha covered. Give one of our Licensed agents a call. Until next time, take care and remember…. Proper insurance coverage for you home, auto and life should always be a priority! Tommy Curtis and Staff Disclaimers:
Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} Hurricane Season is upon us and many people are brushing up on their home/mobile home insurance policies and getting their evacuation plan in order. They’ve pulled out the declarations page and in reviewing, find there are 2 or maybe 3 different deductibles listed: AOP, Named Storm and/or Wind/Hail.
We’ll attempt to clarify these for you here…. If you call for a home, mobile home, or flood policy or to add comprehensive and/or collision insurance to your auto policy and are told no because the company is under binding restrictions, it may confuse or even irritate you.
What in the world are binding restrictions and why do insurance companies implement them? We’ve shared with you the importance of understanding your home owner insurance policy as well as different types of deductions you may be entitled to under said policy. We’ve also given some advice on travelling smart, fire safety tips and vacation preparedness to help protect your home, especially when you’re away.
Today let’s talk about the importance of insuring a vacant home. First though, we’ll look at some instances when you may have a vacant home to insure….. Back in April we talked about discounts available on most Home Owner policies. One discount we didn’t mention is IBHS Fortified.
Not all companies offer this discount and frankly not many people know what exactly IBHS Fortified ™ means! So I thought it would be a good topic to explore and explain.  Image by Angela Yuriko Smith from Pixabay Many people wait until the last minute to gather necessary items in preparation of a named storm or hurricane. Don’t be one of them! |
Tommy Curtis
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him. Contact us Phone: 337-433-1683 Address: 509 7th Street Lake Charles, LA 70601 Office Hours: M-F 9a - 5p (CST) Follow Us
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