509 7th St. Lake Charles, LA 70601 (ph) 337-433-1683
  • Home
  • Insurance Options
    • Auto Insurance
    • Life Insurance
    • Homeowner Insurance
    • Medicare Insurance
    • Recreational Vehicle Insurance
  • FAQ
    • Auto Insurance FAQ
    • Homeowner Insurance FAQ
    • Life Insurance FAQ
    • Medicare Insurance FAQ
    • Recreational Vehicle Insurance FAQ
  • Blog
  • Contact

Extra Precautions to Protect Your House While Staying at Home

6/23/2020

 
Picture
Due to the stay-home orders which have been in place for months now, insurance companies are receiving several claims from not unusual, but uncommon, damages. This led to some important information you need to know to help keep your home safe.

Although Fire Safety was covered in our Jan. 2018 blog post, we need to reiterate some of that information here, mainly, keeping the batteries changed in your smoke detectors. One of the biggest sources of fires outside of winter months are candles. Therefore, it is imperative you do not leave candles burning unattended! Also, keep candles away from drapes, towels, rugs, and other flammable items. Another cause of fire claims lately – Dryer Vents. Dust and Lint are fire hazards so keeping your dryer vent clean and clog-free will help alleviate heat build-up which could result in a fire.


Read More

Back to School Driving

8/20/2019

 
PictureImage by Open Clipart-Vectors from Pixabay

It’s that time of year again…time when the kids are going back to school. And time when many young drivers will be out on the road, driving to class or extra-curricular activities. Perhaps even an after-school job.
​
As adults, we’re used to road rules and know where everything is in our vehicles should we need to access them quickly. But our teenage and young-adult children aren’t. So, we’ve compiled a short list of things to do and check to provide a safe and confident environment for inexperienced drivers.


Read More

March Winds, April Showers & May Flowers for June Brides

3/20/2019

 
Picture*Image by Larisa Koshkina from Pixabay
Bet the title of this post has you wondering what that old adage about the weather has to do with Insurance.

Lots!
​
Brought on by Spring storms, March winds can mean anything from a gentle breeze to huge gusts to tornadoes. April showers sometimes mean flooding and those May flowers for June brides lend to thoughts of insuring your love.


Read More

Understanding Builder’s Risk / Renovations Policies

9/19/2018

 
PictureImage by Jossué Trejo from Pixabay
Over the last year or so we’ve done posts on insuring your home, mobile home and even a vacant home. We’ve discussed binding restrictions and scheduled personal property as well as policy deductibles, endorsements and possible discounts.

One thing we haven’t discussed is a Builder’s Risk and/or Builder’s Risk Renovations policy.

If you’ve been talking to a bank or mortgage company about financing the construction of your home, you may have been told you’ll need a Builder’s Risk policy and wondered what in the world that is.

We’re here to help!
​


Read More

What are Binding Restrictions?

5/29/2018

 
Picture
If you call for a home, mobile home, or flood policy or to add comprehensive and/or collision insurance to your auto policy and are told no because the company is under binding restrictions, it may confuse or even irritate you.

What in the world are binding restrictions and why do insurance companies implement them?
​


Read More

The Purpose of Insuring a Vacant Home

3/28/2018

 
PictureImage by Plume Ploume from Pixabay
We’ve shared with you the importance of understanding your home owner insurance policy as well as different types of deductions you may be entitled to under said policy. We’ve also given some advice on travelling smart, fire safety tips and vacation preparedness to help protect your home, especially when you’re away.

Today let’s talk about the importance of insuring a vacant home.

First though, we’ll look at some instances when you may have a vacant home to insure…..
​


Read More

Understanding Mobile Home Insurance

9/13/2017

 
Picture
Much like home insurance, a mobile home policy insures against losses from fire, windstorm, hail and other standard perils.

Let’s look at a few differences in a Home and Mobile Home Insurance policy….



Read More

What Exactly IS Scheduled Personal Property?

8/29/2017

 
PictureImages by JL G from Pixabay
You’ve purchased your homeowner policy, documented all your contents and personal property and you feel good knowing you’re protected.

Then you have a loss and find your priceless artwork, firearms and electronics are not covered to their full value.

Little did you know, but you should have had a Scheduled Personal Property endorsement to cover these items.

In this article, we’ll talk about the categories of personal property and the special limits of liability that are on each on a standard homeowner policy.



Read More
<<Previous

    Tommy Curtis

    Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him.


    Contact us
    Phone: 337-433-1683

    Address: 509 7th Street
    Lake Charles, LA 70601

    Office Hours: M-F 9a - 5p (CST)

    Follow Us


    Archives

    January 2021
    December 2020
    November 2020
    October 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017


    Categories

    All
    Actual Cash Value
    ACV
    Aetna
    Ameri Life
    Ameri-life
    Annuities
    Auto Insurance
    Auto Policy Discounts
    Baltimore Life Insurance
    BCBSLA
    Binding Restrictions
    Boat Insurance
    Boat Motor Trailer Insurance
    Bodily Injury
    Builder's Risk Insurance
    Builder's Risk Renovations Policy
    Burial Insurance
    Camper
    Camper Insurance
    Child Life Insurance
    Civil War
    Collision Insurance
    Columbian Financial Group
    Comprehensive Coverage
    Contents Coverage
    Corona Virus
    Covid-19
    Credit Record
    Curtis And Associates
    Curtis Insurance
    Curtis Insurance Agency
    Disability Income Protection
    Disappearing Deductible
    Driving Record
    Dwelling Policy
    End Stage Renal Disease
    Enhanced Injury Protection
    Esrd
    Final Expense
    Final Wishes
    Fire Safety
    Flag Day
    Flood Insurance
    Flood Zones
    Funeral Arrangements
    Homeowner Insurance
    Hospital Indemnity Policy
    Humana
    Hurricane
    Hurricane Preparedness
    Hurricane Season
    Income Investment
    Independence Day
    Insurance
    Insurance Binder
    Insurance Deductible
    Insurance History
    Insurance Laws
    Insure Your Love
    Juvenile Life Insurance
    Lake Charles Louisiana
    Liability Insurance
    Life Insurance
    Medical Payments
    Medicare Advantage Plan
    Medicare Insurance
    Memorial Day
    Midland National Life Insurance Company
    Mobile Home Insurance
    Mortgage Protection Insurance
    Named Storm Deductible
    No Pay No Play
    On Water Towing
    Peoples Health
    Pet Coverage
    Progressive
    Property Damaga
    Property Damage
    Recreational Vehicle Insurance
    Renovations Policy
    Rental Reimbursement
    Rental Reimubursment
    Renters Insurance
    Replacement Cost
    Retirement Income
    Roadside Assistance
    Safe Driving Bonus
    Safety Tips
    Scheduled Personal Property
    Southwest Louisiana
    Sulphur Louisiana
    SWLA
    Tommy Curtis
    Towing
    Trailer Transport Coverage
    Trip Interruption
    Underinsured Boater
    Underinsured Motorist
    Uninsured Boater
    Uninsured Motorist
    United Healthcare
    Vacant Dwelling Insurance
    Vacation Preparedness
    Veterans
    Whole Life
    Wind Hail Deductible
    Work Record

    RSS Feed

(c) 2017 Curtis Insurance of Louisiana                                                                                                                                                     ~All Rights Reserved~
Website Designed by Pamela S Thibodeaux
  • Home
  • Insurance Options
    • Auto Insurance
    • Life Insurance
    • Homeowner Insurance
    • Medicare Insurance
    • Recreational Vehicle Insurance
  • FAQ
    • Auto Insurance FAQ
    • Homeowner Insurance FAQ
    • Life Insurance FAQ
    • Medicare Insurance FAQ
    • Recreational Vehicle Insurance FAQ
  • Blog
  • Contact