Category: Actual Cash Value

Riders, Endorsements – What’s the Difference?

4/25/2018

If you’ve ever needed to make a change to your insurance policy or done research into adding coverage, you may have heard the terms Rider and/or Endorsement and wondered, What is the Difference?

In this post we’ll explain and hopefully you’ll feel better informed when it comes to your insurance policies.

The Purpose of Insuring a Vacant Home

3/28/2018

Image by Plume Ploume from Pixabay

We’ve shared with you the importance of understanding your home owner insurance policy as well as different types of deductions you may be entitled to under said policy. We’ve also given some advice on travelling smart, fire safety tips and vacation preparedness to help protect your home, especially when you’re away.

Today let’s talk about the importance of insuring a vacant home.

First though, we’ll look at some instances when you may have a vacant home to insure…..

Understanding Mobile Home Insurance

9/13/2017

Much like home insurance, a mobile home policy insures against losses from fire, windstorm, hail and other standard perils.

Let’s look at a few differences in a Home and Mobile Home Insurance policy….

What Exactly IS Scheduled Personal Property?

8/29/2017

Images by JL G from Pixabay

You’ve purchased your homeowner policy, documented all your contents and personal property and you feel good knowing you’re protected.

Then you have a loss and find your priceless artwork, firearms and electronics are not covered to their full value.

Little did you know, but you should have had a Scheduled Personal Property endorsement to cover these items.

In this article, we’ll talk about the categories of personal property and the special limits of liability that are on each on a standard homeowner policy.

Understanding Home Insurance

8/3/2017

Over the last couple of weeks we’ve done posts to (hopefully) explain the basics of Auto and Life insurance. Today we’ll discuss homeowner coverage.

A home insurance policy is broken down into six parts (A, B, C, D, E & F) but what do they all mean?

Read on to find out…..

Riders, Endorsements – What’s the Difference?

The Purpose of Insuring a Vacant Home

Understanding Mobile Home Insurance

What Exactly IS Scheduled Personal Property?

Understanding Home Insurance

Tommy Curtis

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