Spring has sprung and so much has happened lately there's no doubt change is in the air. Last week we had a full solar eclipse, a comet pass close to the earth and a crazy storm! I don't know if it was a named storm but she sure was angry as all get out - thunder and lightning, torrential rains, and tossing out tornadoes left and right. What does this have to do with Insurance? Everything! If you haven't reviewed your insurance policies wouldn't now be a good time to do so? Springtime brings people out of the house, gardening, landscaping, cleaning and otherwise beautifying their home and yard. After the wildfires of last year, please practice outdoor fire safety stay up to date on burn bans in the area. Hurricane season is fast approaching. Are you prepared? Do you know what your homeowner policy does and does not cover? What about your automobile or flood policies? Are you familiar with Binding Restrictions and when/why they go in effect? Along with longer days we have kids going to prom and school is ending soon so watch out for those young drivers! Especially those in Driver's Ed or newly licensed. AND beware of the folks using e-bikes for transportation. Kids will be kids so pay close attention in neighborhoods and country roads where they may be driving a cart or operating/riding an ATV. Boats are out and about on our local waterways. Is yours properly insured? Summer is right around the corner and with it vacation and travel plans. Is your RV, Motorhome or Camper properly insured? If you're taking a trip abroad, have you renewed your passport and/or purchased travel insurance? Are you turning 65 this summer? Have you gotten your Medicare insurance in place? Don't call the number on a television ad and be careful to avoid the Medicare scams out there. Why not, shop local and contact our experienced, knowledgeable Medicare agent? Just a few reminders of what's important over the next few months. Until next time, take care and get out and enjoy the beautiful weather as often as you can! Tommy Curtis and Staff Disclaimers:
ALL material on this blog is available for informational purposes only. Life, Health and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker. *By contacting us and providing information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans. Article © 2023 Pamela S Thibodeaux It's cooling down here in SWLA and relief from 100 degrees is definitely welcome but don't be fooled. Cooler does not mean our drought is over. We are still dangerously lacking in annual rainfall and the humidity is severely low for this time of year, making fires of any sort, a hazard. In fact, the burn ban is still in effect across the entire state except for Allen and Ascension parishes! Check out last month's post for more information. One great thing about fall is the cooler temps will help us avoid hurricanes, although we still need to be aware and alert for Gulf storms. So, stay prepared! Some folks are not a fan of colder temperatures and will be using their space heaters from here on through winter. Please be aware of safety measures when it comes to heating your home. Many choose fall for their family vacations. If you're one of them, check out our travel tips and have a wonderful time! Medicare AEP is open and it's time for Medicare recipients to review their coverage. If you are in need of a local Medicare agent, give us a call. Remember, you only have until December 7th to make changes to your Medicare insurance coverage. Don't put it off until the last minute and risk losing out on benefits that may be available to you! With fall comes Halloween and then we barrel into the Holiday season. Remember, kids will be out and about more and more as the year comes to an end. Stay alert and practice safe driving and holiday safety. As we move into the last quarter of 2023, we here at Curtis Insurance know and understand the value of kindness and gratitude and we'd like to take this time to Thank YOU ALL for your patronage. We appreciate your business and ask if you are happy with our services, please consider leaving a Google review. Until next time take care and remember.... in life you receive what you give, multiplied, therefore give good things, loving thoughts, kind words and deeds. Tommy Curtis and Staff Disclaimers: ALL material on this blog is available for informational purposes only. Life, Health and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker. *By contacting us and providing information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans. Article © 2023 Pamela S Thibodeaux In this day and age where cancer of every kind imaginable is being diagnosed on a regular basis, I thought we’d take a look at the benefits of having a “Cancer” insurance policy. First off, let’s make it clear that Cancer Insurance is NOT major medical. It is a supplemental policy that pays you cash to help with expenses while you are receiving treatment. Cancer Insurance was designed to help reduce out-of-pocket expenses and bridge the gap between what your primary insurance does and doesn't cover. Here are some things to know when researching a Cancer Insurance Policy… That their child is growing up fills parents with a mixture of pride and trepidation. True, having an extra driver in the home helps when it comes to extracurricular activities and quick trips to the grocery store, but the worry and fear of them on the road are real. So, what are some things parents can do to prepare for their teen getting a driver's license? If you’ve been on Medicare for any length of time or have worked in the Medicare Insurance industry, you know that nearly every time Social Security has a Cost of Living Increase, your Medicare Part B premium goes up. Well, not this year! According to CMS.gov, the 2023 Medicare Part B premium will decrease from $170.10 in 2022 to $164.90. That’s $5.20 added to your Social Security check every month! Well, it's that time of year again.... Time to say goodbye to 2022 and hello to 2023! Medicare Annual Enrollment Period (AEP) ended on December 7th but OEP (Open enrollment period -which allows you a one-time change in your MA plan) opens January 1st through March 31st. If you're turning 65 in Jan, February or March 2023 or getting Medicare due to disability and/or Medicare & Medicaid, and you haven't already set up your Medicare Insurance plan(s) contact our Licensed Medicare Agent today. We will be closed on December 26th and January 2nd in observance of Christmas and New Year's but look forward to meeting your Auto, Recreational Vehicle and Medicare needs in 2023. Until next time.... Take care and enjoy a Happy & Blessed Holiday Season! Tommy Curtis and Staff Disclaimers: ALL material on this blog is available for informational purposes only. Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker. *By contacting us and providing information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans. Every year our licensed, Medicare agent goes through extensive training, part of which is on Medicare Fraud, Waste & Abuse and it shocks and infuriates us to find that nearly $65 BILLION dollars annually is reported as such. Read that again….. $SIXTY-FIVE-BILLION-DOLLARS! It’s that time of year again where the television is filled with commercials on what you can spend your tax refund on. Granted, with many folks still in rebuild after the weather events of 2020/2021, new furniture or a vacation sounds lovely. But is that really the wisest use of your hard-earned dollars? Let’s look at a few ideas…. |
Tommy Curtis
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him. Contact us Phone: 337-433-1683 Address: 509 7th Street Lake Charles, LA 70601 Office Hours: M-F 9a - 5p (CST) Follow Us
|