 *Image by Larisa Koshkina from Pixabay Bet the title of this post has you wondering what that old adage about the weather has to do with Insurance.
Lots! Brought on by Spring storms, March winds can mean anything from a gentle breeze to huge gusts to tornadoes. April showers sometimes mean flooding and those May flowers for June brides lend to thoughts of insuring your love. With Hurricane season arriving along with Summer weddings, it’s a good idea to brush up on your Home / Mobile home insurance. Make sure you understand your deductibles and how they apply to which peril. Keeping in mind the standard 30 day wait for issuance (except on a new purchase), this is also a good time to check into Flood insurance. Bride and Grooms may want to plan on getting adequate Life Insurance along with your other wedding arrangements. Oh, and you newly retired ladies and gents need to get your Medicare insurance in place! Regardless of which of these coverages you’re looking for, we’ve got’cha covered. Give one of our Licensed agents a call. Until next time, take care and remember…. Proper insurance coverage for you home, auto and life should always be a priority! Tommy Curtis and Staff Disclaimers:
Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} In our October post, Medicare Acronyms & Changes for 2019, we mentioned Medicare’s “Open Enrollment” period which allows you a one-time change in your MA plan. In this post, we’ll go into a little more detail to help you unravel the Medicare OEP mystery. If you’re familiar with Medicare at all, you’re aware that the AEP (annual enrollment period) runs from Oct. 15th – Dec 7th each year and allows you to make change to your Medicare insurance however you wish. In years past, the Medicare Advantage Disenrollment period (Jan 1st – Feb 14th) allowed you to disenroll from your Medicare Advantage policy and return to Original Medicare with or without drug coverage. However, you were not allowed to switch from one MA plan to another. Beginning in 2019 the ‘disenrollment period’ has been changed to Open Enrollment, runs from Jan 1st – March 31st and applies to Medicare recipients whose MA coverage went into effect Jan 1, 2019. What does this mean for you? According to MedicareResources.org and other sources, the Open Enrollment period allows the Medicare recipient to make a one-time switch from one MA plan to another or to switch from a MA plan back to Original Medicare with or without a prescription drug plan. The Open Enrollment period does not allow changes from Medicare Prescription Drug plans only! We hope this brief explanation of Medicare’s OEP (open enrollment period) helps you understand a little more the ins and outs of Medicare. If you have other questions, feel free to visit our Medicare and/or Medicare FAQ pages, or check out our blog posts on the History of Medicare, Understanding Medicare and Medicare Acronyms & Changes for 2019. If you have questions as to which Medicare Enrollment Period you may qualify for, contact a licensed agent today. Until next time remember there is no question that cannot be answered. Tommy Curtis and Staff Disclaimers:
Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} Our office will be closed Thursday (11/22) and Friday (11/23) in observance of the Thanksgiving holidays. We will reopen on Monday (11/26) at normal business hours of 9am - 5pm.
Medicare Annual Enrollment is coming to a close. Only 2 weeks left! (ends 12/7). If you're aging into Medicare or in the market for a new Medicare plan, please give one of our licensed agents a call at: 337-439-7730 Meanwhile, as the days get shorter and colder, please refresh yourself on Fire Safety, Holiday Safety and tips on Travelling Smart. We hope you enjoy our blog and find the posts beneficial and informative and we wish you a Blessed and Happy Thanksgiving! Tommy Curtis and Staff Here we are again approaching Medicare’s AEP (Annual Election Period Oct. 15th – Dec. 7th) where beneficiaries are allowed, encouraged even, to compare their current Medicare plan with the other options out there. Since we’ve covered the History of Medicare, offer Medicare information and FAQ’s on our site, and have given you a brief Understanding of Medicare, I thought this would be a good time to address the acronyms used by CMS and different Medicare plans as well as changes for the upcoming year (2019).
Whether you think of moving as a grand adventure or one of the most stress-filled undertakings you ever endure, changing locations is something many of us do at least once in our lifetime. We’ve compiled a few tips to help you transition a little more smoothly.
Over the last few weeks we’ve discussed different insurance products in hopes of making them a little less confusing. We’ve covered Auto, Home, Life, Renters, Mobile Home and although it isn’t actual insurance, SR-22 filing.
With Medicare’s Annual “Open” Enrollment (AEP) barreling down upon us (Oct. 15 through Dec. 7th), I thought I’d take a moment to talk about what, exactly, Medicare is. Back in April we shared with you some facts concerning insurance history during the Civil War. Today we thought it would be interesting to share a few tidbits about Medicare History.
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Tommy Curtis
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him. Contact us Phone: 337-433-1683 Address: 509 7th Street Lake Charles, LA 70601 Office Hours: M-F 9a - 5p (CST) Follow Us
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