 We here at Curtis Insurance/Curtis & Associates would like to take a moment to wish you and yours a Blessed Holiday season and to THANK YOU for your patronage!
We will be closed December 24th and December 31st in honor of Christmas and New Year's Eve. Since you're here, please take a moment to browse our many articles, tips and tricks. Especially on Fire Safey, Holiday Safety and Stress Busters. You might also peruse our Jan 2021 post, Take Control of Your Life, and gear up for 2022. Once again, we appreciate YOU, our valued clients. Tommy Curtis and Staff Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency}  We've entered into the Holiday Season and we, here at Curtis Insurance, would like to take a moment to say how much we APPRECIATE our loyal and valued clients. You are more than a "customer" you are a friend and we honor your trust in us to fulfill your insurance needs.
Our office is closed Thursday (11/25) and Friday (11/26) in honor of Thanksgiving and we certainly wish you and your family the most Blessed of days. We will re-open normal business hours (9-5) on 11/29. Before you leave our site, please take a moment to review some of our blog posts that are extremely relevant to this time of year. Beginning with Medicare AEP and Holiday Safety Tips, we've a host of information to benefit you in so many ways. Be sure and check out our Stress Buster post. Hopefully it'll help you stay calm and serene during the hustle and bustle of the upcoming weeks. Soon we'll be entering into a brand-new year! Our article, Take Control of Your Life will give you ideas on how to start 2022 in a healthy place. Once again, Happy Thanksgiving and Thank YOU...We appreciate your patronage! Tommy Curtis and Staff Disclaimers: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency}  Medicare AEP officially began Oct. 15th and will continue through Dec. 7th. Whether you're new to Medicare or have been in the program for years, NOW is the time to review your coverage with your local agent.
PLEASE beware of Medicare Scams and folks calling to "check or review your coverage." Unless the person calling is someone you know and trust, Do NOT give your information over the phone! Most of the time these callers are telemarketers or agents out of state or out of your region and will change your coverage simply by your answers to the questions they ask. In many instances, these people have no idea, nor do they care, if your doctor or prescription medicines are in their particular network nor do they know if they are actually giving you the best benefits for your situation and budget! Be even more wary of celebrities or sports legends touting Medicare benefits on television or radio ads of which they are PAID endorsers who have no clue what they are talking about! Like the telemarketers mentioned above, the people on the other end of those "Medicare hotline" numbers have no clue nor do they care about your personal situation. Why don't they care? Because they don't know you. Here at Curtis Insurance/Curtis & Associates, we pride ourselves on excellent customer service and working with our clients to advise them on the best possible solution to their individual Medicare needs. We understand changes to Medicare can be puzzling and we're here to help clear up the confusion and aid you in fitting the pieces of your Medicare plan together in the program that benefits YOU best. So, give our Licensed and Trained Medicare agent a call today at: 337-439-7730 Until next time take care and remember ... we are here to serve you. Tommy Curtis and Staff Disclaimers:
Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency}  It’s “Life Insurance Awareness Month” and we’ve shared several articles with you over the years to encourage you to consider how important insuring your love (life) is. We’ve talked about juvenile life insurance, explored frequently asked questions and explained the differences in whole and universal life. There is no shortage of information on our blog and website to educate you on the importance of life insurance. So, instead of boring you with statistics and other useless data, I have a question for you….
How much IS your life worth?  The National Hurricane Center is considering changing Hurricane Season from June 1 to May 15th. You’ve got to be kidding me – Right!?! Let’s face it, many of us haven’t fully recovered from 2020 hurricanes and now, as if we don’t have enough to fret about, the powers that be in the Weather Center want to add 2 more weeks of hurricane worry upon us. RELAX.
Regardless of when the National Hurricane Center states hurricane season starts or ends, there is no need to panic or fear. Being prepared and having a plan, however, is imperative. We may not be able to control Mother Nature, but here are some things you can do… Have an Evacuation Plan. No matter if the storm hits east or west of us, having an evacuation plan in place helps alleviates the stress of leaving. Review Your Home or Renters and Flood Insurance Policy ahead of time. Understanding your policy coverage, deductibles and limitations makes you a responsible homeowner/renter. Take pictures or a video of your home, contents, sheds or outbuildings, and yard helps you be more organized if you have to file a claim. Include pictures of closets and drawers, dishes, pots, silverware – everything! Many folks lose out on valuable reimbursement without proper documentation of what you own – especially those who have total or near-total losses. Have items in storage? Have pictures and an inventory list of those too as a percentage of your contents coverage extends to these things. It is especially important to record any existing damage on your home! If you happen to get caught with a new claim, this will help you and your insurance company from butting heads over details between claims. Keep a travel kit ready. A single suitcase or tote or briefcase with policies (including life, health and auto), Vet Records, Kid’s immunization records, Medications and/or a list of medications (include dosage!), Allergies, legal documents that may be important if you or a family member becomes ill or dies during evacuation, etc. saves you from having to think about these things when preparing to evacuate. Find more ideas on what to bring with you or have on hand if you decide not to evacuate in this post. Other important things we learned during 2020 hurricanes can be found HERE and more tips for travelling smart are listed in THIS blog post. Hopefully we’ve provided you enough information in this and other posts to help ease the stress of travelling or evacuating. Until next time, take care and remember…. Preparation is the key to success. Tommy Curtis and Staff  In our first post of this year, we talked about ways to take control of your life, one of which was taking control of your health.
Today we’re going to share a few ideas on ways to manage stress. According to The American Institute of Stress, over 100,000 people die each year due to stress related illnesses and injuries. Why are we so stressed? We’re so busy chasing things…career, new house, new car, new…bigger and better… half the time, many don’t even realize they are stressed until they’ve ended up in the doctor’s office or hospital with health problems related to their lifestyle. Add to this a global pandemic, two hurricanes and an ice storm and our friends and neighbors here in SW Louisiana are finding themselves with all sorts of stress-related symptoms. Headaches, stomach issues, insomnia, and depression are almost always connected to external circumstances. Here’s the rub: Stress is a mindset. Think this isn’t true? Just check out these stress busters and you’ll see what I mean….  Image by Plume Ploume from Pixabay We’ve made it through January and February is nearly
half over, but did you know in old Roman times, when the calendar only had 10 months, February was actually the end of the year and March the beginning? It is still unclear when that changed to twelve months with January and February beginning the calendar year, but I thought it was an interesting fact to share. Which leads up to the actual topic of this post…. Changes Curtis Insurance is making in 2021. Although we will continue to service our existing clients, Curtis Insurance will no longer sell Home or Flood insurance policies. There are many reasons for this decision, the main one being changes to our staff, two of which are in the early stages of retirement and we wish them the BEST in their endeavors. With this in mind, we no longer offer Permit or Notary Bonds either. However, we’d be honored to be your #1 choice for Auto, Recreational Vehicle and Renters Insurance and are continuing to focus on meeting the needs of our community by offering Medicare and Life Insurance through our sister company, Curtis & Associates. If we may be of service to you in any, or all of these areas, please give us a call or come by our office at 509 7th St. in Lake Charles and let us help you! Until next time take care and remember…. Change is inevitable, how you handle it is up to you. Tommy Curtis and Staff Disclaimers: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency}  Image by ElisaRiva from Pixabay Happy New Year!
It’s that time when most people ring out the old (goodbye 2020!) and ring in the new with goals and resolutions to improve their lives. Not sure how you feel, but these first few weeks of January … well, I’m not so sure about 2021. Despite the circumstances around us, we are still pretty much in control of our destiny. How? By the thoughts we entertain and the decisions we make. With that in mind, here are a few areas you can focus on to take control of and improve your life…. #1: Your Finances: Yeah, yeah, yeah, easier said than done. Right? Not necessarily! Small changes to your spending and saving habits can reap real results. Check out these articles written by one of our agents to get easy and effective ways you can take control of your financial health. #2: Your Insurance: Yes, insurance is a major part of everyone’s life, and it is important to make sure yours is up to date with your current circumstances. Medicare Open Enrollment (Jan 1 – March 31) is a chance for some Medicare recipients to review and revise their Medicare options. February is “Insure Your Love” Month and a good time to review your Life Insurance. Did the new year bring new changes to your household? Got a new car, new recreational vehicle or newly licensed teen driver? Review these insurance policies and make sure you are properly covered. Many have learned the hard way their home insurance isn’t up to par so now, more than ever it’s imperative your home is properly insured. Make sure your repairs are complete before you apply for additional or new coverage though, as pre-existing conditions can hinder your policy. #3: Your Health: Whether number one or last on your list, taking control of your health is important, and like with your finances, small steps toward overall improvement can go a long way. Healthy eating/lifestyle is a billion-dollar industry but there are many changes you can make yourself for little or no cost. Here are a few ideas to get you started…. Get Moving! Studies have proven that frequent 10-minute walks are just as beneficial as longer jaunts 3-5 times each week. Too cold? There are walking videos you can do in the privacy of your own home. Like to dance? Check out the numerous dance-type exercise routines. With the many options out there (fitness centers, videos, online classes, etc.), all the excuses for not exercising no longer apply. Make one change to your eating habits (notice I didn’t say ‘diet’) each week or month. Give up that extra serving or slice of bread. Make a list of things you’d like to eliminate from your diet (okay, I said it LOL!) and give up one or two a month. Watch your sugar intake, especially “added” sugars. Celebrate the small victories! Need to lose 40, 50 or more pounds? Don’t look at how far you have to go, look at how far you’ve come. An easy way to do this is to journal your weight-loss journey and goals. Keep a positive outlook and appreciate the good things that come from the small changes you make. Get on a good nutrition and/or vitamin regimen. Make an appointment with a nutritionist or naturopath and work out a plan that fits your lifestyle and budget. Quit Smoking: Again, this is an area many feel powerless to overcome but that’s not true! We’ve all heard the old adage, “Mind over Matter” and nothing holds truer than this when it comes to healthy changes to improve your life. For the most part, changing your habits is more of a mental thing than physical so think about how you can change your thoughts. Here’s where investing in a therapist or life coach can help. We spend hundreds of dollars each year entertaining ourselves, why not invest in a living a healthy life? We here at Curtis Insurance/Curtis & Associates wish your a blessed and prosperous 2021. Until next time take care and remember.... What you don't control, controls you.... Tommy Curtis and Staff Disclaimers: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} |
Tommy Curtis
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him. Contact us Phone: 337-433-1683 Address: 509 7th Street Lake Charles, LA 70601 Office Hours: M-F 9a - 5p (CST) Follow Us
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