Back in Feb. 2021 we announced that we were no longer selling Home, Mobile Home or Dwelling (Landlords) policies due to changes in staff at our office. We did, however, promise to continue to service the policies we maintained.
Recently it has come to our attention that two of our Home Insurance Companies, Lighthouse Excalibur AND Southern Fidelity have been forced into liquidation by the Insurance Commissioner of Louisiana and Florida.
Lighthouse policies expired at 12:01 am today (June 21st, 2022) and Southern Fidelity policies will expire at 12:01 am July 15th, 2022.
In an effort to keep our promise of service to you, we suggest you contact the agent of your choice IMMEDIATELY, so they have time to shop for the best policy to fit your individual needs. If you haven't already replaced your Lighthouse policy, get your coverage in place before a storm develops and they are under binding restrictions!
Contact one of the following Independent Insurance Agents and mention us!
Horace Mann Insurance Co (Ask for Stephanie)
Address: 226 W Prien Lake Rd, Lake Charles, LA 70601
Phone: (337) 439-1346
Kelly Lee Insurance
Address: 3205 Ryan St, Lake Charles, LA 70601
Phone: (337) 656-2890
Advanced Protection Insurance Agency
Address: 1435 Sam Houston Jones Pkwy, Lake Charles, LA 70611
Phone: (337) 905-8585
If we are your agent for Lighthouse OR Southern Fidelity and your new agent needs anything from us (ex: a prior dec page or claim information) have them reach out to us.
*Please remember Home or Dwelling insurance does NOT cover flood! That is a separate policy.*
Wishing you the best in finding new coverage.
Tommy Curtis and Staff
We’re in our second month of Hurricane season and I am forever amazed at some of the phone calls we receive for home insurance. Although we have discussed understanding home insurance in detail, binding restrictions, riders and endorsements, have FAQ’s and have covered policy discounts, many people aren’t aware of the guidelines and regulations regarding a home insurance policy.
Here are a few things to consider before calling us, or anyone, for a home insurance quote….
Over the last year or so we’ve done posts on insuring your home, mobile home and even a vacant home. We’ve discussed binding restrictions and scheduled personal property as well as policy deductibles, endorsements and possible discounts.
One thing we haven’t discussed is a Builder’s Risk and/or Builder’s Risk Renovations policy.
If you’ve been talking to a bank or mortgage company about financing the construction of your home, you may have been told you’ll need a Builder’s Risk policy and wondered what in the world that is.
We’re here to help!
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him.
Address: 509 7th Street
Lake Charles, LA 70601
Office Hours: M-F 9a - 5p (CST)