Due to the stay-home orders which have been in place for months now, insurance companies are receiving several claims from not unusual, but uncommon, damages. This led to some important information you need to know to help keep your home safe.
Although Fire Safety was covered in our Jan. 2018 blog post, we need to reiterate some of that information here, mainly, keeping the batteries changed in your smoke detectors. One of the biggest sources of fires outside of winter months are candles. Therefore, it is imperative you do not leave candles burning unattended! Also, keep candles away from drapes, towels, rugs, and other flammable items. Another cause of fire claims lately – Dryer Vents. Dust and Lint are fire hazards so keeping your dryer vent clean and clog-free will help alleviate heat build-up which could result in a fire.
With hurricane season upon us, home maintenance is important to help reduce the extensiveness of a claim. Here are a couple of items to check to help avoid water damage due to leakage and/or backup of drainpipes and/or sewer systems….
Now might be a good time to review your home insurance policy and see if it offers coverage for Water Back Up and Sump Discharge or Overflow. Check your deductible amounts and whether mold is covered also and if possible, add these coverages to your policy. Renewing or adding a flood policy is always a good idea too.
We hope these tips help you in maintaining your home’s safety and value. If we may be of service in reviewing or placing insurance on your home, give us a call.
As always, we appreciate your business.
Tommy Curtis and Staff
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him.
Address: 509 7th Street
Lake Charles, LA 70601
Office Hours: M-F 9a - 5p (CST)