509 7th St. Lake Charles, LA 70601 (ph) 337-433-1683
  • Home
  • Insurance Options
    • Auto Insurance
    • Life Insurance
    • Homeowner Insurance
    • Medicare Insurance
    • Recreational Vehicle Insurance
  • FAQ
    • Auto Insurance FAQ
    • Homeowner Insurance FAQ
    • Life Insurance FAQ
    • Medicare Insurance FAQ
    • Recreational Vehicle Insurance FAQ
  • Blog
  • Contact

Medicaid Unwind – What it IS & What it Means for You

2/14/2023

 
Picture
Because Medicaid eligibility is based on income in ratio to the number of family members, people roll on and off the plan accordingly—usually on an annual basis. However, due to the pandemic in 2020, our Government passed the Families First Coronavirus Relief Act which increased the federal share of states’ Medicaid costs. This helped to stabilize state budgets and offset the healthcare costs states incurred in response to the pandemic. This also allowed thousands of families to have health coverage that may not have had it otherwise.

​On December 29, 2022, Congress signed into law the Consolidated Appropriations Act (CCA) that ends the continuous enrollment provision set in 2020 effective March 31, 2023.

What this means is that if YOU are on Medicaid in lieu of Marketplace Health Insurance, you will be required to update your application and income status to see if you still qualify. Be on the lookout for letters from the Louisiana Department of Health regarding your eligibility status, whether or not you’re being disenrolled and how to appeal and/or what information YOU need to provide in order to remain eligible.
 
An Unwinding SEP (special enrollment period) will be in effect for individuals and families losing Medicaid coverage to enroll in Marketplace Health Insurance between March 31, 2023, and July 31, 2024. Consumers who are eligible for the Unwinding SEP will have 60 days after they submit their application to select a plan and their coverage will be in effect on the first day of the month after they select a plan.
 
EX: You submit your application and select a plan for health insurance through the Government’s Health Insurance program online at healthcare.gov OR a local agent on April 15, 2023, your coverage will go into effect on May 1st.
 
If you are losing your Medicaid benefits and need health insurance, give Sharon Galicia Agent/Owner of Gulf South Benefits a call at 337-656-3255 and she’ll be happy to assist you in applying for and selecting your Marketplace policy.
 
Some Medicare recipients who were not eligible for Medicaid prior to 2020 may not be eligible after March 31st either so YOU, too, should watch for your letter(s) and be willing and able to provide the necessary information to maintain or renew your eligibility. Any time a Medicare recipient loses (or gets) Medicaid coverage, they are automatically put into a SEP (special enrollment period) so that proper Medicare coverage can be obtained.
 
If you are on Medicare & Medicaid and are losing your Medicaid coverage, give our Licensed/Trained Medicare agent, Connie Driskell a call at 337-310-2253 and let her help you find the appropriate Medicare plan for your individual needs and lifestyle.

We look forward to meeting your Medicare needs!

Tommy Curtis & Staff
​

​Disclaimers:
ALL material on this blog is available for informational purposes only.
 
Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc.
{A Life and Health Agency}
 
Medicare has neither endorsed nor reviewed this information.
Not connected or affiliated with any United States Government or State agency.
Calling this number will direct you to a licensed Agent/Broker.
 
*By contacting us and providing information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans.

Comments are closed.

    Tommy Curtis

    Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him.


    Contact us
    Phone: 337-433-1683

    Address: 509 7th Street
    Lake Charles, LA 70601

    Office Hours: M-F 9a - 5p (CST)

    Follow Us


    Archives

    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017


    Categories

    All
    Acts Of Kindess
    Actual Cash Value
    ACV
    Aetna
    Ameri Life
    Ameri-life
    Annuities
    Auto Insurance
    Auto Policy Discounts
    Baltimore Life Insurance
    BCBSLA
    Binding Restrictions
    Boat Insurance
    Boat Motor Trailer Insurance
    Bodily Injury
    Builder's Risk Insurance
    Builder's Risk Renovations Policy
    Burial Insurance
    Camper
    Camper Insurance
    Child Life Insurance
    Civil War
    Collision Insurance
    Columbian Financial Group
    Comprehensive Coverage
    Contents Coverage
    Corona Virus
    Covid 19
    Covid-19
    Creating Balance
    Credit Record
    Curtis And Associates
    Curtis Insurance
    Curtis Insurance Agency
    Customer Service
    Disability Income Protection
    Disappearing Deductible
    Driving Record
    Dwelling Policy
    Emotional Wellbeing
    End Stage Renal Disease
    Enhanced Injury Protection
    Esrd
    Excellent Customer Service
    Final Expense
    Final Wishes
    Fire Safety
    Flag Day
    Flooding
    Flood Insurance
    Flood Zones
    Fraud Waste & Abuse
    Funeral Arrangements
    Health Insurance
    Homeowner Insurance
    Hospital Indemnity Policy
    Humana
    Hurricane
    Hurricane Preparedness
    Hurricane Season
    Income Investment
    Independence Day
    Insurance
    Insurance Binder
    Insurance Copay
    Insurance Deductible
    Insurance History
    Insurance Laws
    Insure Your Love
    Juvenile Life Insurance
    Lake Charles Louisiana
    Landscaping
    Liability Insurance
    Life Insurance
    Lighthouse Excalibur Insurance Company
    Louisiana Strong
    Medicaid
    Medicaid And Medicare
    Medicaid Unwind
    Medical Payments
    Medical Power Of Attorney
    Medicare
    Medicare Advantage Plan
    Medicare Insurance
    Medicare OEP
    Medicare Part D Drug Plan
    Medicare SEP
    Medicare Special Enrollment Period
    Medicare Supplement
    Memorial Day
    Midland National Life Insurance Company
    Mobile Home Insurance
    Mortgage Protection Insurance
    Motorcycle Insurance
    Named Storm Deductible
    No Pay No Play
    On Water Towing
    Peoples Health
    Pet Coverage
    Poa
    Progressive
    Property Damaga
    Property Damage
    Recreational Vehicle Insurance
    Renovations Policy
    Rental Reimbursement
    Rental Reimubursment
    Renters Insurance
    Replacement Cost
    Retirement Income
    Roadside Assistance
    Safe Driving Bonus
    Safety Tips
    Scheduled Personal Property
    Shop Local
    Southern Fidelity Insurance Company
    Southwest Louisiana
    Sulphur Louisiana
    SWLA
    Tommy Curtis
    Towing
    Trailer Transport Coverage
    Trip Interruption
    Underinsured Boater
    Underinsured Motorist
    Uninsured Boater
    Uninsured Motorist
    United Healthcare
    Vacant Dwelling Insurance
    Vacation Preparedness
    Vantage Health Medicare Plans
    Veterans
    Whole Life
    Wind Hail Deductible
    Work Record

    RSS Feed

(c) 2017 Curtis Insurance of Louisiana                                                                                                                                                     ~All Rights Reserved~
Website Designed by Pamela S Thibodeaux
  • Home
  • Insurance Options
    • Auto Insurance
    • Life Insurance
    • Homeowner Insurance
    • Medicare Insurance
    • Recreational Vehicle Insurance
  • FAQ
    • Auto Insurance FAQ
    • Homeowner Insurance FAQ
    • Life Insurance FAQ
    • Medicare Insurance FAQ
    • Recreational Vehicle Insurance FAQ
  • Blog
  • Contact