 In our October post, Medicare Acronyms & Changes for 2019, we mentioned Medicare’s “Open Enrollment” period which allows you a one-time change in your MA plan. In this post, we’ll go into a little more detail to help you unravel the Medicare OEP mystery.  Wreath by Elena Chukovskaya from Pixabay Our office will be closed Monday, Dec 24th & Tuesday, Dec. 25th as well as Monday, Dec. 31st and Tuesday, Jan. 1st in observance of the Christmas and New Year holidays.
We will resume normal business hours (9am - 5 pm) on Wednesday, Dec. 26th and Wednesday, Jan. 2, 2019. As we move through the holidays and into a new year, we hope you'll take some time to browse the many blog posts we've shared over the past year or so and that you'll find a wealth of information beneficial to your life, home, auto and/or Medicare insurance concerns. When faced with life, home or work changes, we certainly hope you'll give us a call and let us service your insurance needs. It's especially important to insure those new toys you got for Christmas! (ie; boats, jet skis, ATV's, jewelry, artwork, etc.) Meanwhile - Merry Christmas and Happy New Year! We look forward to serving you in 2019 and beyond.... Tommy Curtis and Staff  Our office will be closed Thursday (11/22) and Friday (11/23) in observance of the Thanksgiving holidays. We will reopen on Monday (11/26) at normal business hours of 9am - 5pm.
Medicare Annual Enrollment is coming to a close. Only 2 weeks left! (ends 12/7). If you're aging into Medicare or in the market for a new Medicare plan, please give one of our licensed agents a call at: 337-439-7730 Meanwhile, as the days get shorter and colder, please refresh yourself on Fire Safety, Holiday Safety and tips on Travelling Smart. We hope you enjoy our blog and find the posts beneficial and informative and we wish you a Blessed and Happy Thanksgiving! Tommy Curtis and Staff  Here we are again approaching Medicare’s AEP (Annual Election Period Oct. 15th – Dec. 7th) where beneficiaries are allowed, encouraged even, to compare their current Medicare plan with the other options out there. Since we’ve covered the History of Medicare, offer Medicare information and FAQ’s on our site, and have given you a brief Understanding of Medicare, I thought this would be a good time to address the acronyms used by CMS and different Medicare plans as well as changes for the upcoming year (2019).
 Image by Jossué Trejo from Pixabay Over the last year or so we’ve done posts on insuring your home, mobile home and even a vacant home. We’ve discussed binding restrictions and scheduled personal property as well as policy deductibles, endorsements and possible discounts.
One thing we haven’t discussed is a Builder’s Risk and/or Builder’s Risk Renovations policy. If you’ve been talking to a bank or mortgage company about financing the construction of your home, you may have been told you’ll need a Builder’s Risk policy and wondered what in the world that is. We’re here to help!  Image by mohamed Hassan from Pixabay Purchasing a new home can be fun and exciting, it can also be fraught with fears, insecurities and too many things on your ‘to do’ list. Many people get all caught up in the excitement and forget one of the most important aspects of buying a new home–Insuring it!–then, in a panic, accept the first quote they receive, not understanding the basics of a home insurance policy.
Don’t be one of them.  On the heels of Memorial Day in May and Flag Day in June, July is the month of patriotism since the 4th is the day we celebrate the birth of our country as a nation, independent from English rule.
Even though our break from the British Empire came in 1776, Insurance was sold in the Colonies as early as 1735 in South Carolina. In 1772 Benjamin Franklin along with more than 70 business owners formed a mutual company called “The Philadelphia Contributorship for the Insuring of Houses from Loss by Fire.”  Hurricane Season is upon us and many people are brushing up on their home/mobile home insurance policies and getting their evacuation plan in order. They’ve pulled out the declarations page and in reviewing, find there are 2 or maybe 3 different deductibles listed: AOP, Named Storm and/or Wind/Hail.
We’ll attempt to clarify these for you here…. |
Tommy Curtis
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him. Contact us Phone: 337-433-1683 Address: 509 7th Street Lake Charles, LA 70601 Office Hours: M-F 9a - 5p (CST) Follow Us
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