 Hurricane Season is underway and many folks are still not recovered from the natural disasters of 2020-2021.
The GOOD News is that our Federal Government has implemented a grant program called "Restore Louisiana" (similar to Road Home after Hurricane Rita) and you still have time to apply! Restore Louisiana provides grant funding for home repair or reconstruction, mobile home repair or replacement, or reimbursement for repairs already completed.  In this day and age where cancer of every kind imaginable is being diagnosed on a regular basis, I thought we’d take a look at the benefits of having a “Cancer” insurance policy.
First off, let’s make it clear that Cancer Insurance is NOT major medical. It is a supplemental policy that pays you cash to help with expenses while you are receiving treatment. Cancer Insurance was designed to help reduce out-of-pocket expenses and bridge the gap between what your primary insurance does and doesn't cover. Here are some things to know when researching a Cancer Insurance Policy…  That their child is growing up fills parents with a mixture of pride and trepidation. True, having an extra driver in the home helps when it comes to extracurricular activities and quick trips to the grocery store, but the worry and fear of them on the road are real.
So, what are some things parents can do to prepare for their teen getting a driver's license?  Spring is in the air and we’re almost through the first quarter of 2023. How are you holding up in respect to the resolutions and goals you set for this year?
In previous posts we’ve shared Stress Busters, ideas on Taking Control of Your Life and how Healthy Acts of Kindness Benefit You. Today we’re going to share an article on creating balance in your life written by our former staff member Pamela S. Thibodeaux but before we do, we’d like to remind the Medicare Recipients out there that Medicare OEP (which allows you a one-time change in your MA plan) ends on March 31st so if you’re not happy with the Medicare Advantage plan you chose for 2023, contact our Medicare Agent, Connie Driskell today at: 331-310-2253. Continue reading for Simple Ways to Create Balance in Your Life...  Because Medicaid eligibility is based on income in ratio to the number of family members, people roll on and off the plan accordingly—usually on an annual basis. However, due to the pandemic in 2020, our Government passed the Families First Coronavirus Relief Act which increased the federal share of states’ Medicaid costs. This helped to stabilize state budgets and offset the healthcare costs states incurred in response to the pandemic. This also allowed thousands of families to have health coverage that may not have had it otherwise.
On December 29, 2022, Congress signed into law the Consolidated Appropriations Act (CCA) that ends the continuous enrollment provision set in 2020 effective March 31, 2023.  If you’ve been on Medicare for any length of time or have worked in the Medicare Insurance industry, you know that nearly every time Social Security has a Cost of Living Increase, your Medicare Part B premium goes up.
Well, not this year! According to CMS.gov, the 2023 Medicare Part B premium will decrease from $170.10 in 2022 to $164.90. That’s $5.20 added to your Social Security check every month!  Well, it's that time of year again.... Time to say goodbye to 2022 and hello to 2023!
Medicare Annual Enrollment Period (AEP) ended on December 7th but OEP (Open enrollment period -which allows you a one-time change in your MA plan) opens January 1st through March 31st. If you're turning 65 in Jan, February or March 2023 or getting Medicare due to disability and/or Medicare & Medicaid, and you haven't already set up your Medicare Insurance plan(s) contact our Licensed Medicare Agent today. We will be closed on December 26th and January 2nd in observance of Christmas and New Year's but look forward to meeting your Auto, Recreational Vehicle and Medicare needs in 2023. Until next time.... Take care and enjoy a Happy & Blessed Holiday Season! Tommy Curtis and Staff Disclaimers: ALL material on this blog is available for informational purposes only. Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker. *By contacting us and providing information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans.  Every year our licensed, Medicare agent goes through extensive training, part of which is on Medicare Fraud, Waste & Abuse and it shocks and infuriates us to find that nearly $65 BILLION dollars annually is reported as such.
Read that again….. $SIXTY-FIVE-BILLION-DOLLARS! |
Tommy Curtis
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him. Contact us Phone: 337-433-1683 Address: 509 7th Street Lake Charles, LA 70601 Office Hours: M-F 9a - 5p (CST) Follow Us
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