Spring has sprung and so much has happened lately there's no doubt change is in the air. Last week we had a full solar eclipse, a comet pass close to the earth and a crazy storm! I don't know if it was a named storm but she sure was angry as all get out - thunder and lightning, torrential rains, and tossing out tornadoes left and right. What does this have to do with Insurance? Everything! If you haven't reviewed your insurance policies wouldn't now be a good time to do so? Springtime brings people out of the house, gardening, landscaping, cleaning and otherwise beautifying their home and yard. After the wildfires of last year, please practice outdoor fire safety stay up to date on burn bans in the area. Hurricane season is fast approaching. Are you prepared? Do you know what your homeowner policy does and does not cover? What about your automobile or flood policies? Are you familiar with Binding Restrictions and when/why they go in effect? Along with longer days we have kids going to prom and school is ending soon so watch out for those young drivers! Especially those in Driver's Ed or newly licensed. AND beware of the folks using e-bikes for transportation. Kids will be kids so pay close attention in neighborhoods and country roads where they may be driving a cart or operating/riding an ATV. Boats are out and about on our local waterways. Is yours properly insured? Summer is right around the corner and with it vacation and travel plans. Is your RV, Motorhome or Camper properly insured? If you're taking a trip abroad, have you renewed your passport and/or purchased travel insurance? Are you turning 65 this summer? Have you gotten your Medicare insurance in place? Don't call the number on a television ad and be careful to avoid the Medicare scams out there. Why not, shop local and contact our experienced, knowledgeable Medicare agent? Just a few reminders of what's important over the next few months. Until next time, take care and get out and enjoy the beautiful weather as often as you can! Tommy Curtis and Staff Disclaimers:
ALL material on this blog is available for informational purposes only. Life, Health and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker. *By contacting us and providing information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans. Article © 2023 Pamela S Thibodeaux It's cooling down here in SWLA and relief from 100 degrees is definitely welcome but don't be fooled. Cooler does not mean our drought is over. We are still dangerously lacking in annual rainfall and the humidity is severely low for this time of year, making fires of any sort, a hazard. In fact, the burn ban is still in effect across the entire state except for Allen and Ascension parishes! Check out last month's post for more information. One great thing about fall is the cooler temps will help us avoid hurricanes, although we still need to be aware and alert for Gulf storms. So, stay prepared! Some folks are not a fan of colder temperatures and will be using their space heaters from here on through winter. Please be aware of safety measures when it comes to heating your home. Many choose fall for their family vacations. If you're one of them, check out our travel tips and have a wonderful time! Medicare AEP is open and it's time for Medicare recipients to review their coverage. If you are in need of a local Medicare agent, give us a call. Remember, you only have until December 7th to make changes to your Medicare insurance coverage. Don't put it off until the last minute and risk losing out on benefits that may be available to you! With fall comes Halloween and then we barrel into the Holiday season. Remember, kids will be out and about more and more as the year comes to an end. Stay alert and practice safe driving and holiday safety. As we move into the last quarter of 2023, we here at Curtis Insurance know and understand the value of kindness and gratitude and we'd like to take this time to Thank YOU ALL for your patronage. We appreciate your business and ask if you are happy with our services, please consider leaving a Google review. Until next time take care and remember.... in life you receive what you give, multiplied, therefore give good things, loving thoughts, kind words and deeds. Tommy Curtis and Staff Disclaimers: ALL material on this blog is available for informational purposes only. Life, Health and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker. *By contacting us and providing information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans. Article © 2023 Pamela S Thibodeaux Although "Summer" isn't officially over until September 23rd (first day of Fall) here in SWLA and around the country many consider summer's end when school starts. That said, let's look at some things to stay aware of as we move into the end of 3rd and last quarter of 2023. School is back in session in many states and communities so slow down and pay attention to your surroundings! Too many parents live the ultimate nightmare when their child is injured or killed while on his/her way to school or sports practice. Lots of teens get a license and/or new car which means more drivers on the road, many of them inexperienced. Hurricane Season is underway and many folks are still not recovered from the natural disasters of 2020-2021. The GOOD News is that our Federal Government has implemented a grant program called "Restore Louisiana" (similar to Road Home after Hurricane Rita) and you still have time to apply! Restore Louisiana provides grant funding for home repair or reconstruction, mobile home repair or replacement, or reimbursement for repairs already completed. Last July we shared some tips with you on reconstructing your lawn after a natural disaster. After the hurricanes of 2020, as well as the ice storm and flooding of 2021 we thought the information provided would be beneficial to our readers. Today we'd like to expound on one of the topics mentioned in that blog post. Aerating is the process of putting tiny holes the soil of your lawn. This process allows water, air and fertilizer to penetrate the ground, encouraging better absorption of the things necessary for a beautiful lawn. The 3rd Quarter of 2022 is almost over, so we thought we'd do a quick check up to review with you some things you might want to be aware of.... Our children have been back to school for several weeks now, but it's always wise to drive with care and pay attention out there. We're still smack in the middle of hurricane season and although we've been blessed so far to not have anything come close to us, we're not out of the woods yet. Brush up on your preparation tips as well as binding restrictions for home, auto and recreational vehicle insurance. You might also want to review our posts on understanding your home or mobile home insurance and policy deductibles as well as the need for flood insurance. Football and Festivals are in full swing. We've got information that will help you be safe and have fun while you're out and about. Medicare AEP is right around the corner (Oct 15 - Dec 7) so now is a good time to review your Medicare policy. New to Medicare? Check out our FAQ and Understanding Medicare posts. If you don't already have a local agent, give us a call. We'd be happy to be yours! Have Medicare and Medicaid or a Veteran with Medicare? We can help you too! If travelling is in your plans for the holidays this year, check out our tips for travelling smart and other articles that can benefit you during the most wonderful time of the year. As we round out 2022, we here at Curtis Insurance sincerely hope we've provided blog posts that are educational and informative and pray you'll drop by monthly to see what we're sharing. Until next time take care and remember.... In a world where you can be anything, be kind. Tommy Curtis and Staff Disclaimers: ALL material on this blog is available for informational purposes only and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own personal advisors before making these types of decisions. Life and Medicare Products marketed through Curtis & Associates Financial Services, Inc. {A Life and Health Agency} Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker. *By contacting us and providing information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans. As a newly licensed agent years ago, I learned the definition of Insurance is “shared risk.” This was never more demonstrated than when Hurricane Rita hit in 2005. I remember that time like it happened yesterday. The stress of evacuating with a husband only weeks out of the hospital from having a defibrillator installed to keep his impaired heart working. Coming home to damages to my house, loss of food and electricity, no one to fully assess our loss (remember my husband couldn’t climb a ladder or anything). Thankfully when I called our insurance company at the time, and explained our situation, they sent someone out right away and we were treated very well. Then there was the delight of returning to work and having to hop from one desk to another because the office was inundated with claims agents. They worked long hours in the office and in the field, checkbook in hand, anxious to help our valued clients get through one of the biggest and meanest hurricanes to hit the Lake Area in nearly fifty years. Last month The Weather Channel called Lake Charles "The most weather-battered city in America" and they weren't kidding!
2 major hurricanes last year, an ice storm/freeze and flooding this year and now there's a disturbance in the Gulf that has everyone on edge. From what we can gather, we here in SW LA, will undoubtedly get a bunch of rain and hopefully not more than that. Although, a repeat of May's torrential deluge would certainly be no picnic for us but please, don't panic people. In our last post, we discussed some things to help you relax and stay calm during the upcoming Hurricane Season. This is one of many posts here on our blog that offers tips, tricks and advice on many things Weather and Insurance related. So grab a snack, follow the links in each post and read on so that you'll be as prepared as possible to handle whatever Mother Nature throws at us. Until next time, take care and remember.... Organization is key to any plan, especially in case of evacuation. Tommy Curtis and Staff |
Tommy Curtis
Is an insurance agent with integrity and your best interest in mind. Call to speak directly to him. Contact us Phone: 337-433-1683 Address: 509 7th Street Lake Charles, LA 70601 Office Hours: M-F 9a - 5p (CST) Follow Us
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